Comparison

澳洲数字银行 vs 太平洋Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

澳洲数字银行

Features
Read full description

描述: 「我们是做什么的」: 澳洲数字银行面对中小出海企业和个人提供国际银行服务,包括账户开户、跨境收付款、跨境存款、跨境转账汇款、理财等等,离岸银行开户快捷,资金流转便利,多种语言服务,跨时区在线客服服务。 「澳洲数字银行优势」: 快速开户 足不出户,24小时可以获得银行账户 操作简单 线上注册、开户资料简便 视频面签、无需临柜 专业服务 一对一中文客服 资金变动实时推送 银行牌照 账户申请:线上KYC,在线审核 开立账户:支持开立I类账户 业务范围:个人存款、转账汇款、理财、支持美元炒股; 开户方式:线上注册、线上面签开户 开户周期:24小时 客服服务:7x24小时中文客服 资金安全:安全可靠; 「联系我们」: 客服热线:400-099-9297 微信公众号:BankDo_ 官方网址:https://www.bankdo.com/

About

太平洋Pay

Send money globally and apply for a Mastercard with this secure and convenient financial service. Enjoy fast transfers, competitive exchange rates, and a wide range of payment options for online and offline purchases.

Highlights
  • Global money transfers
  • Mastercard application
  • Fast transfer speeds
  • Competitive exchange rates
  • Multi-currency accounts
  • Online and offline payments
Features
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全球数百万用户的选择,汇款、申请万事达卡就用太平洋PAY,安全、快捷、便利! 全新升级后的太平洋PAY,提供更多安全、合规、便捷的支付方式和增值服务! 【合规安全】 太平洋PAY是加拿大金融服务牌照(MSB)持有方GLOBAL REMIT PTY LTD旗下金融服务产品,确保所提供的跨境汇款、支付等各项金融服务合规、安全。 【急速汇款】 太平洋PAY通过与全球知名金融机构合作,提供多种合规安全的线上汇款方式,跨境汇款最快2分钟内便可急速到账。 【最优汇率】 太平洋PAY急速汇款服务提供同业最优汇率和最低手续费,并提供实时汇率查询等便捷功能。 【太平洋PAY万事达卡】 太平洋PAY通过与万事达授权发卡机构合作,提供万事达卡产品。 太平洋PAY万事达卡具备广泛的消费场景。 线上商户消费,全球范围内各大线上电商平台,线上旅游平台,各类日常生活类app等。 通过绑定ApplePay或GPay,在全球范围内进行线下商户消费,广泛用于公共交通、日常购物、餐饮消费等。 通过绑定各市场主流电子钱包,譬如GrabPay、Alipay、ShopBack、Kris+等进行线下商户消费。 【增值服务】 太平洋PAY同时提供多项便捷增值服务。 充值渠道:太平洋PAY提供各主要金融市场的合规充值渠道。 多币种账户:太平洋PAY提供多币种账户,方便用户查询管理,并使用多币种账户资金进行跨境汇款或万事达卡充值等服务。

Screenshots

澳洲数字银行4 screens
太平洋Pay4 screens

Verdict

The call

The clearest difference is rating: 太平洋Pay at 5.0 against 澳洲数字银行's 3.0. 澳洲数字银行's advantage is iOS requirement (11.0 vs 13.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

太平洋Pay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

澳洲数字银行 ships an update every 2 weeks, 太平洋Pay every 9 days. The most recent releases landed on June 1, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
澳洲数字银行 versus 太平洋Pay: the parameters behind the verdict, then further details
Parameter澳洲数字银行太平洋Pay
PriceFreeFree
Rating3.0 (2 ratings)5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings22
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size104 MB43 MB
Age rating4+17+
DeveloperDigital Ocean Bank LimitedSINGAPORE PACIFIC REAL-TIME PE CO., LTD.

Customer experience

澳洲数字银行

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

太平洋Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

澳洲数字银行

No in-app purchases

None

太平洋Pay

No in-app purchases

Questions

Is 澳洲数字银行 free?
澳洲数字银行 is free to download, with no in-app purchases.
Is 太平洋Pay free?
太平洋Pay is free to download, with no in-app purchases.
Which has better reviews, 澳洲数字银行 or 太平洋Pay?
太平洋Pay is rated higher. 澳洲数字银行 averages 3.0 out of 5 from 2 ratings, while 太平洋Pay averages 5.0 from 2 ratings.
Do 澳洲数字银行 or 太平洋Pay have ads?
Neither 澳洲数字银行 nor 太平洋Pay shows ads.
Which is updated more often, 澳洲数字银行 or 太平洋Pay?
澳洲数字银行 ships an update every 2 weeks, and 太平洋Pay every 9 days. Most recently, 澳洲数字银行 was updated on June 1, 2026 and 太平洋Pay on September 11, 2026.

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