Panda Remit vs 太平洋Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Panda Remit
Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.
- Global remittances in 50+ countries
- Receive money via banks and e-wallets
- Supports small & large amount transfers
- Tuition payment for overseas students
- Real-time order status tracking
- Competitive exchange rates
- Fast transfer speeds
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Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720
太平洋Pay
Send money globally and apply for a Mastercard with this secure and convenient financial service. Enjoy fast transfers, competitive exchange rates, and a wide range of payment options for online and offline purchases.
- Global money transfers
- Mastercard application
- Fast transfer speeds
- Competitive exchange rates
- Multi-currency accounts
- Online and offline payments
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全球数百万用户的选择,汇款、申请万事达卡就用太平洋PAY,安全、快捷、便利! 全新升级后的太平洋PAY,提供更多安全、合规、便捷的支付方式和增值服务! 【合规安全】 太平洋PAY是加拿大金融服务牌照(MSB)持有方GLOBAL REMIT PTY LTD旗下金融服务产品,确保所提供的跨境汇款、支付等各项金融服务合规、安全。 【急速汇款】 太平洋PAY通过与全球知名金融机构合作,提供多种合规安全的线上汇款方式,跨境汇款最快2分钟内便可急速到账。 【最优汇率】 太平洋PAY急速汇款服务提供同业最优汇率和最低手续费,并提供实时汇率查询等便捷功能。 【太平洋PAY万事达卡】 太平洋PAY通过与万事达授权发卡机构合作,提供万事达卡产品。 太平洋PAY万事达卡具备广泛的消费场景。 线上商户消费,全球范围内各大线上电商平台,线上旅游平台,各类日常生活类app等。 通过绑定ApplePay或GPay,在全球范围内进行线下商户消费,广泛用于公共交通、日常购物、餐饮消费等。 通过绑定各市场主流电子钱包,譬如GrabPay、Alipay、ShopBack、Kris+等进行线下商户消费。 【增值服务】 太平洋PAY同时提供多项便捷增值服务。 充值渠道:太平洋PAY提供各主要金融市场的合规充值渠道。 多币种账户:太平洋PAY提供多币种账户,方便用户查询管理,并使用多币种账户资金进行跨境汇款或万事达卡充值等服务。
Screenshots
Verdict
The clearest difference is monetization model: 太平洋Pay at free against Panda Remit's free with in-app purchases. 太平洋Pay also leads on review sentiment (100% vs 77%) and rating (5.0 vs 4.7). Panda Remit's advantage is ratings volume (9.1K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
太平洋Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Panda Remit has 9.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 77% of Panda Remit's written reviews are positive against 100% of 太平洋Pay's.
Panda Remit ships an update weekly, 太平洋Pay every 9 days. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.
| Parameter | Panda Remit | 太平洋Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (9.1K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 77.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9.1K — better | 2 |
| Update frequency | Weekly — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 152 MB | 43 MB |
| Age rating | 4+ | 17+ |
| Developer | WO TRANSFER (HK) LIMITED | SINGAPORE PACIFIC REAL-TIME PE CO., LTD. |
Customer experience
Panda Remit
太平洋Pay
Bugs and requests
Panda Remit
Reported bugs
3 issues- Login and verification problems
- Incomplete or delayed transactions
- Compatibility issues with certain devices
Requested features
4 requests- Expand supported currencies
- Improve in-app notifications
- Provide more transparency on exchange rates
- Enhance mobile app experience
太平洋Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Panda Remit
No in-app purchases
太平洋Pay
No in-app purchases









