Plenti vs Property Tracker AI

Plenti investors make their money go further, faster through flexible investment options. Join over 20,000 investors already registered with Plenti. * Earn attractive returns investing in consumer loans * $10 minimum investment * Flexible investment terms When it comes to money, every decision counts. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count. We’ve built a new world of lending that seeks to make investing faster and simpler for all. * Investing is as simple as 1,2,3* 1. Register for an account online in 5 minutes 2. Download the app and login to your account 3. Transfer in funds and start investing in loans WHY INVESTORS CHOOSE PLENTI *Attractive asset class* We give everyday Australians the opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans. Previously, only banks and institutions had access to the consumer credit asset class. *Provision Fund protection* The Provision Fund helps protect your returns. While it’s no guarantee, no investor has lost a cent of interest or principal as due.^ *Flexible investment options* Choose to invest in lending markets with indicative terms from 1 month – 7 years. As borrowers repay their loans, you’ll receive regular payments which you can choose to automatically reinvest. READY TO GET STARTED? Visit www.plenti.com.au/investing to find out more about investing with Plenti and register for an account. Signing up only takes five minutes. Or email us at contact@plenti.com.au if you have any questions about investing. IMPORTANT INFORMATION As with every investment, investing with Plenti is not without risk. Plenti RE Limited ABN 57 166 646 635 holds Australian financial services licence number 449176, Australian credit licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). This information should not be taken as financial product advice and has been prepared as general information only without consideration for your particular investment objectives, financial circumstances or particular needs. You should read the Product Disclosure Statement on www.plenti.com.au/pds before making any decision about your investment choices. ^ The Provision Fund is not a guarantee and your capital is at risk.

Make your biggest financial decision with clarity and confidence. HomeLens is a powerful property investment calculator designed to help you understand the true long-term impact of buying a home or investment property. No spreadsheets. No guesswork. Just clear, accurate insights—all in one place. Whether you're a first-home buyer comparing options or an experienced investor evaluating opportunities, HomeLens makes financial modelling simple, visual, and meaningful. What You Can Do with HomeLens • Compare Multiple Scenarios Side-by-Side House vs land? 10% deposit vs 20%? Finance stamp duty or pay upfront? Model every scenario and instantly see which one puts you ahead. • Understand True Costs (Not Just the Purchase Price) HomeLens factors in: Loan structure & interest LMI (Lenders Mortgage Insurance) Stamp duty Ongoing ownership costs Property management fees Depreciation Tax benefits Rental income Capital growth You get a complete financial picture—not a simplified estimate. • Project Long-Term Returns See how your property performs over time with detailed charts for: Equity growth Cash flow Loan balance Net position Total cost of ownership Investment return projections • Make Better, Faster Decisions HomeLens gives you the insights to answer real questions: “Is this property worth it?” “How does financing stamp duty affect my future equity?” “Is LMI worth paying to get in sooner?” “Which investment gives me the highest long-term return?” • 100% Offline & Private Your financial data is stored only on your device. No accounts. No cloud storage. No tracking. Just complete privacy and peace of mind. Why HomeLens Exists Like many buyers, I struggled with messy spreadsheets and oversimplified online calculators when planning my first property investment. HomeLens was created to make property modelling easier, clearer, and accessible for everyone—from first-timers to seasoned investors. Your Data Stays With You HomeLens works entirely offline and does not collect, share, or store any personal information. Disclaimer HomeLens provides general calculation tools and financial modelling only. It does not constitute financial, legal, tax, or investment advice. Please consult qualified professionals before making financial decisions.