payc vs Property Tracker AI

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Make your biggest financial decision with clarity and confidence. HomeLens is a powerful property investment calculator designed to help you understand the true long-term impact of buying a home or investment property. No spreadsheets. No guesswork. Just clear, accurate insights—all in one place. Whether you're a first-home buyer comparing options or an experienced investor evaluating opportunities, HomeLens makes financial modelling simple, visual, and meaningful. What You Can Do with HomeLens • Compare Multiple Scenarios Side-by-Side House vs land? 10% deposit vs 20%? Finance stamp duty or pay upfront? Model every scenario and instantly see which one puts you ahead. • Understand True Costs (Not Just the Purchase Price) HomeLens factors in: Loan structure & interest LMI (Lenders Mortgage Insurance) Stamp duty Ongoing ownership costs Property management fees Depreciation Tax benefits Rental income Capital growth You get a complete financial picture—not a simplified estimate. • Project Long-Term Returns See how your property performs over time with detailed charts for: Equity growth Cash flow Loan balance Net position Total cost of ownership Investment return projections • Make Better, Faster Decisions HomeLens gives you the insights to answer real questions: “Is this property worth it?” “How does financing stamp duty affect my future equity?” “Is LMI worth paying to get in sooner?” “Which investment gives me the highest long-term return?” • 100% Offline & Private Your financial data is stored only on your device. No accounts. No cloud storage. No tracking. Just complete privacy and peace of mind. Why HomeLens Exists Like many buyers, I struggled with messy spreadsheets and oversimplified online calculators when planning my first property investment. HomeLens was created to make property modelling easier, clearer, and accessible for everyone—from first-timers to seasoned investors. Your Data Stays With You HomeLens works entirely offline and does not collect, share, or store any personal information. Disclaimer HomeLens provides general calculation tools and financial modelling only. It does not constitute financial, legal, tax, or investment advice. Please consult qualified professionals before making financial decisions.