Polydirection vs AFO Card
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Polydirection
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International financial operations re-imagined Private use Get access to easy and fast global transfers to and from your friends and family, with low fees. Accept your salary, pension and any regular payments on the same provided unique IBAN account number. Get instant access to your funds anytime, anywhere with the Polydirection pre-paid Mastercard. The list of your financial possibilities is expanding! Business use Multiple IBAN accounts registered in different European countries will allow you settling SWIFT and SEPA transfers in corresponding currencies with no exchange fees. Use the Polydirectionβs market standard salary project with Mastercard and get pre-paid cards for your everyday business expenses. Take advantage of our business fintech offer comprising e-invoicing, merchant tools, competitive currency exchange, and more. The application is your only contact point with the world of modern everyday financial operations. Everything from signup to setting up the automated payout schedule is in your pocket. The support team is operating 24/7 to help you with any problems on your way. We offer: A unique IBAN for your banking account; Support of all major currencies; Competitive currency exchange commission; Instant international money transfer; Comfort of having a pre-paid card; Mass payouts functionality. Have full control over your finances right at your fingertips. Polydirection provides you with: Full access to your funds; Instant transaction history; Sleek and clear design; Worldwide money transfers; Safe sign-up protected by biometric authentication; Convenient recharge of your card. Join Polydirection to experience the latest financial technology yourself. Learn more at https://polydirection.com/
AFO Card
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Banking made easy AFO cards and accounts are for everyone, individuals and businesses. Issued from the EU, accepted everywhere. IBAN account for your business in 24 hours. Get an international payment card for worldwide use. Your money is safe with us, 100% secured by the central bank. With us, you or your business can: β Get and unique IBAN account β Transfer and receive funds locally and globally β Hold and manage funds β Pay bills For more info, please visit https://afocard.com/
Screenshots
Verdict
The clearest difference is update cadence: AFO Card at every 2 months against Polydirection's every 19 months. On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Polydirection ships an update every 19 months, AFO Card every 2 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Polydirection | AFO Card |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 19 months | Every 2 months β better |
| Ads | β | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 11.0 | 11.0 |
| Further details β not scored | ||
| Size | 63 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Ruokvord Trading LP | AFO Card Ltd |
In-app purchases
Polydirection
No in-app purchases
AFO Card
No in-app purchases









