Polydirection vs Dauphin Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Polydirection
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International financial operations re-imagined Private use Get access to easy and fast global transfers to and from your friends and family, with low fees. Accept your salary, pension and any regular payments on the same provided unique IBAN account number. Get instant access to your funds anytime, anywhere with the Polydirection pre-paid Mastercard. The list of your financial possibilities is expanding! Business use Multiple IBAN accounts registered in different European countries will allow you settling SWIFT and SEPA transfers in corresponding currencies with no exchange fees. Use the Polydirection’s market standard salary project with Mastercard and get pre-paid cards for your everyday business expenses. Take advantage of our business fintech offer comprising e-invoicing, merchant tools, competitive currency exchange, and more. The application is your only contact point with the world of modern everyday financial operations. Everything from signup to setting up the automated payout schedule is in your pocket. The support team is operating 24/7 to help you with any problems on your way. We offer: A unique IBAN for your banking account; Support of all major currencies; Competitive currency exchange commission; Instant international money transfer; Comfort of having a pre-paid card; Mass payouts functionality. Have full control over your finances right at your fingertips. Polydirection provides you with: Full access to your funds; Instant transaction history; Sleek and clear design; Worldwide money transfers; Safe sign-up protected by biometric authentication; Convenient recharge of your card. Join Polydirection to experience the latest financial technology yourself. Learn more at https://polydirection.com/
Dauphin Pay
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Join DAUPHIN PAY as we venture into the next generation of banking. The concept of national borders is becoming obsolete, so why should your banking options be confined to just your local institutions? For your loved ones: Effortlessly send money to family and friends, no matter where they are in the world, with simplicity and cost efficiency. Receive money transfers, salaries, stipends, or pensions from any location directly into your account with a unique IBAN. Obtain a Mastercard® for your everyday transactions, whether you're shopping online, booking hotels, purchasing airline tickets, or buying souvenirs while traveling. Experience the convenience of having just one card to meet all your needs. For your business: Access multiple IBANs across various EU countries, execute international SWIFT and SEPA transfers, and utilize a Mastercard® for business expenses and payroll management. Benefit from multi-currency exchange and electronic invoicing. It’s time to globalize your business operations, making them more adaptable for your customers and suppliers. Open an account remotely more easily and quickly than at traditional banks. Forget the long waits to schedule a bank visit or the endless hours on the phone for simple queries. Embrace modern financial solutions, maintaining full control over your finances at all times through the DAUPHIN PAY mobile app. Here's what we bring to you: • Open and manage an account with a unique IBAN; • Hold and manage your money in various currencies; • Convert different currencies at competitive rates; • Send and receive international bank wire transfers; • Use your prepaid DAUPHIN PAY Card for global spending; • Execute mass payments to bank accounts. Our mobile app features: • 24/7 access to your account from your device; • Instant updates on account activity and balance; • Detailed transaction history for tracking your expenses; • A new feature for setting up recurring transactions; • Worldwide money transfers; • Easy card top-ups of your accounts; • A simplified sign-in process with password and biometric authentication. Experience the ease of transnational financial operations with the reliability of DAUPHIN PAY, backed by secure financial services provided by a regulated electronic money institution. For more information, please visit: dauphinpay.com. Terms applicable to the financial service user can be found on https://dauphinpay.com/terms-and-conditions.
Screenshots
Verdict
The clearest difference is update cadence: Dauphin Pay at every 2 months against Polydirection's every 19 months. On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Polydirection ships an update every 19 months, Dauphin Pay every 2 months. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.
| Parameter | Polydirection | Dauphin Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 19 months | Every 2 months — better |
| Ads | — | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 | 11.0 |
| Further details — not scored | ||
| Size | 63 MB | 103 MB |
| Age rating | 4+ | 4+ |
| Developer | Ruokvord Trading LP | MIBEXTECHNOLOGIES OU |
In-app purchases
Polydirection
No in-app purchases
Dauphin Pay
No in-app purchases









