Comparison

Polydirection vs XlentPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Polydirection

Read full description

International financial operations re-imagined Private use Get access to easy and fast global transfers to and from your friends and family, with low fees. Accept your salary, pension and any regular payments on the same provided unique IBAN account number. Get instant access to your funds anytime, anywhere with the Polydirection pre-paid Mastercard. The list of your financial possibilities is expanding! Business use Multiple IBAN accounts registered in different European countries will allow you settling SWIFT and SEPA transfers in corresponding currencies with no exchange fees. Use the Polydirection’s market standard salary project with Mastercard and get pre-paid cards for your everyday business expenses. Take advantage of our business fintech offer comprising e-invoicing, merchant tools, competitive currency exchange, and more. The application is your only contact point with the world of modern everyday financial operations. Everything from signup to setting up the automated payout schedule is in your pocket. The support team is operating 24/7 to help you with any problems on your way. We offer: A unique IBAN for your banking account; Support of all major currencies; Competitive currency exchange commission; Instant international money transfer; Comfort of having a pre-paid card; Mass payouts functionality. Have full control over your finances right at your fingertips. Polydirection provides you with: Full access to your funds; Instant transaction history; Sleek and clear design; Worldwide money transfers; Safe sign-up protected by biometric authentication; Convenient recharge of your card. Join Polydirection to experience the latest financial technology yourself. Learn more at https://polydirection.com/

About

XlentPay

Features
Read full description

XlentPay is a powerful, secure, and user-friendly digital payment platform designed to simplify your financial transactions. Whether you need to send money, receive payments, or manage your finances, XlentPay offers a seamless experience tailored to your needs. Key Features: ● Instant Transfers – Send and receive money in real-time with ease. ● Multi-Currency Support – Conduct transactions in various global currencies. ● Secure & Encrypted – Advanced security protocols to keep your funds and data safe. ● Transaction History – Keep track of all your payments and receipts in one place. ● Intuitive UI – A sleek and user-friendly interface for smooth navigation. Experience a new era of financial freedom with XlentPay. Download now and take control of your digital transactions!

Screenshots

Polydirection3 screens
XlentPay4 screens

Verdict

The call

The clearest difference is update cadence: XlentPay at fortnightly against Polydirection's every 19 months. Polydirection's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.4). On price and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Polydirection ships an update every 19 months, XlentPay fortnightly. The most recent releases landed on October 2, 2026 and October 16, 2026 respectively.

Scorecard3 real differences Β· 3 level
Polydirection versus XlentPay: the parameters behind the verdict, then further details
ParameterPolydirectionXlentPay
PriceFreeFree
Update frequencyEvery 19 monthsFortnightly β€” better
Adsβ€”No
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS11.0 β€” better16.4
Further details β€” not scored
Size63 MB67 MB
Age rating4+4+
DeveloperRuokvord Trading LPXlentpay Corporation

In-app purchases

None

Polydirection

No in-app purchases

None

XlentPay

No in-app purchases

Questions

Is Polydirection free?
Polydirection is free to download, with no in-app purchases.
Is XlentPay free?
XlentPay is free to download, with no in-app purchases.
Which is updated more often, Polydirection or XlentPay?
Polydirection ships an update every 19 months, and XlentPay fortnightly. Most recently, Polydirection was updated on October 2, 2026 and XlentPay on October 16, 2026.

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