Comparison

NYC DCP vs SCS Pooled Trust

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NYC DCP

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

Highlights
  • All-in-one account management
  • Retirement income modeling
  • Video education and live chat
  • Investment advice
  • Enhanced data security
  • Bilingual support (English/Spanish)
Features
Read full description

Your financial life, connected and personalized Experience a simpler way to manage your money anytime, anywhere. With the NYC DCP app,  you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. Interactive tools & resources Model retirement income* with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our SAFE guarantee. We never sell your personal information—ever. Streamlined experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. Wherever life takes you, the NYC DCP app, goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. * IMPORTANT : The illustrations or other information generated by the calculators are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. This information does not serve, either directly or indirectly, as legal, financial or tax advice and you should always consult a qualified professional legal, financial and/or tax advisor when making decisions related to your individual tax situation. Products and services offered through the Voya® family of companies.

About

SCS Pooled Trust

Manage your trust account securely on the go with tools for account management, bill monitoring, and expense tracking. Receive alerts for bill payments and access statements easily. Communicate with your case manager through secure messaging.

Highlights
  • Secure account management
  • Bill and expense monitoring
  • Direct debit scheduling
  • Disbursement requests
  • Account information viewing/modification
  • Secure messaging with case manager
  • Payment alerts
Features
Read full description

The SCS POOLED TRUST application is a secure and easy to use app gives you access to a broad array of tools to manage your account on the go. SCS is committed to your security with two factor authentication, and text alerts. Get started by applying for your trust account online. Here’s how it works: Create an account Schedule a direct debit Request disbursements View/modify your account information. Monitor your bills and expenses. Receive alerts to notify you when bills are paid. Download statements Send your case manager a secure message 24/7

Screenshots

NYC DCP4 screens
SCS Pooled Trust4 screens

Verdict

The call

The clearest difference is review sentiment: NYC DCP at 43% against SCS Pooled Trust's 0%. NYC DCP also leads on rating (4.7 vs 1.0) and ratings volume (12K vs 5). SCS Pooled Trust's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NYC DCP holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: NYC DCP has 12K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 43% of NYC DCP's written reviews are positive against 0% of SCS Pooled Trust's.

UpkeepUpdate frequency

NYC DCP ships an update every 2 weeks, SCS Pooled Trust every 3 weeks. The most recent releases landed on October 21, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
NYC DCP versus SCS Pooled Trust: the parameters behind the verdict, then further details
ParameterNYC DCPSCS Pooled Trust
PriceFreeFree
Rating4.7 (12K ratings) — better1.0 (5 ratings)
Positive reviews42.6% of reviews — better0.0% of reviews
Number of ratings12K — better5
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size135 MB39 MB
Age rating4+4+
DeveloperNew York City Deferred Compensation Planglobal rewards llc

Customer experience

NYC DCP

All ratings12,380 ratings
Positive94.3%
Neutral3.0%
Negative2.7%
Written reviews101 reviews
Positive42.6%
Neutral8.9%
Negative48.5%

SCS Pooled Trust

All ratings5 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

NYC DCP

Reported bugs

3 issues
  • Login issues on iPhone
  • Incorrect or missing account balance information
  • Inability to make changes to account allocations

Requested features

4 requests
  • Ability to withdraw money directly from the app
  • Longer historical data and performance tracking
  • Total balance display across all accounts
  • Improved fund research and allocation tools

SCS Pooled Trust

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NYC DCP

No in-app purchases

None

SCS Pooled Trust

No in-app purchases

Questions

Is NYC DCP free?
NYC DCP is free to download, with no in-app purchases.
Is SCS Pooled Trust free?
SCS Pooled Trust is free to download, with no in-app purchases.
Which has better reviews, NYC DCP or SCS Pooled Trust?
NYC DCP is rated higher. NYC DCP averages 4.7 out of 5 from 12K ratings, while SCS Pooled Trust averages 1.0 from 5 ratings.
Do NYC DCP or SCS Pooled Trust have ads?
Neither NYC DCP nor SCS Pooled Trust shows ads.
Which is updated more often, NYC DCP or SCS Pooled Trust?
NYC DCP ships an update every 2 weeks, and SCS Pooled Trust every 3 weeks. Most recently, NYC DCP was updated on October 21, 2026 and SCS Pooled Trust on October 3, 2026.

Other comparisons