Comparison

ConnectPay vs ZEN.COM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ConnectPay

Features
Read full description

Welcome to ConnectPay mobile application – your ultimate financial wingman! Whether you need to pay bills or transfer money, our app makes it a breeze with quick and secure payment options, all at the touch of a button. Keep track of your cards list and manage them like a pro. Plus, with multi-factor authentication, you can connect to your online banking without any fuss and be sure your transactions are secure. With ConnectPay, managing your money is simple and effortless – so go ahead, relax, and let us take care of your finances! Easy banking features: • Secure your account using biometrics or PIN • Get notifications for one-tap approval (login, payments, and more) • Seamlessly access your Online Banking by logging in to your app

About

ZEN.COM

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

Highlights
  • Digital mobile wallet
  • Debit cards and transfers
  • Instant cashback deals
  • Purchase protection
  • Multi-currency account
  • Contactless payments
  • Send money
Features
Read full description

Send, pay, shop and save money with one simple app. The ZEN.COM app is a modern digital mobile wallet designed for everyday payments, online shopping, calculating currencies and smart money management. Instead of switching between apps, you get one place for a digital wallet, debit cards, transfers, instant cashback deals and purchase protection. Clear pricing, free from hidden currency converter fees on your travel money, and full control over your personal finances. One card wallet for everyday life Whether you’re shopping online for deals, paying subscriptions or sending money to friends, ZEN.COM keeps everything simple. Pay in store or online, track spending in real time and manage everyday expenses without stress. ZEN.COM fits naturally into daily life at home and abroad. Save money with instant cashback deals With ZEN.COM, you earn Instant Cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special instant cashback offers and get real money back – no points, no waiting. Saving on everyday online shopping becomes effortless. Pay digitally and contactless Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy. Multi-currency account with fair exchange rates Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances. Send money simply Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes. Secure payments and purchase protection Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app. How people in the UK use ZEN.COM Emma shops online to find the latest hot deals at the best prices, and uses instant cashback rewards to save money on everyday purchases. Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. James sends money, manages his personal finances and tracks monthly expenses in one app. Why choose ZEN.COM • Instant money-saving cashback offers and fair exchange rates • Secure digital and contactless payments in store and online • One wallet for cards, transfers and spending • Secure payments with purchase protection • Clear pricing and full control over money management and expenses Download the ZEN.COM app and simplify how you pay, send, track and save money every day.

Screenshots

ConnectPay4 screens
ZEN.COM4 screens

Verdict

The call

The clearest difference is update cadence: ZEN.COM at every 6 days against ConnectPay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ConnectPay ships an update monthly, ZEN.COM every 6 days. The most recent releases landed on September 27, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 9 level
ConnectPay versus ZEN.COM: the parameters behind the verdict, then further details
ParameterConnectPayZEN.COM
PriceFreeFree
Rating—4.6 (649 ratings) — better
Positive reviews—45.3% of reviews
Number of ratings—649 — better
Update frequencyMonthlyEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size58 MB537 MB
Age rating4+4+
DeveloperConnectPayUAB ZEN.COM

In-app purchases

None

ConnectPay

No in-app purchases

None

ZEN.COM

No in-app purchases

Questions

Is ConnectPay free?
ConnectPay is free to download, with no in-app purchases.
Is ZEN.COM free?
ZEN.COM is free to download, with no in-app purchases.
Do ConnectPay or ZEN.COM have ads?
Neither ConnectPay nor ZEN.COM shows ads.
Which is updated more often, ConnectPay or ZEN.COM?
ConnectPay ships an update monthly, and ZEN.COM every 6 days. Most recently, ConnectPay was updated on September 27, 2026 and ZEN.COM on October 17, 2026.

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