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ZEN.COM: Multi-Currency Wallet

ZEN.COM: Multi-Currency Wallet

Pay, Send & Earn Cashback

624 ratings
161 reviews
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • November 24, 2020
  • July 17, 2026

Features

Developer

UAB ZEN.COM
✨Promote your app ✨
ZEN.COM: Multi-Currency Wallet screenshot #1 for iPhone
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ZEN.COM: Multi-Currency Wallet screenshot #7 for iPhone
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About

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

✓Digital mobile wallet
✓Debit cards and transfers
✓Instant cashback deals
✓Purchase protection
✓Multi-currency account
✓Contactless payments
✓Send money
Show original description
+1

What's New in ZEN.COM

2.7.0

July 17, 2026

- A simpler ZEN Buddies transfer flow We redesigned ZEN Buddies transfers to phone number with new screens. The flow now feels more consistent with the way you send other transfers in the app. - Better account statements You can now generate statements for monthly, yearly, or custom periods.

More

Events

Read more about July Challenge: transfer & pay
HappeningChallenge

July Challenge: transfer & pay

Finish July's three tasks to earn your rewards.

Jul 8, 2026 — Jul 31, 2026

Read More

Read more about ZEN.COM fait peau neuve
Event EndedMise À Jour Majeure

ZEN.COM fait peau neuve

Découvrez les nouvelles sections de l'appli.

May 16, 2026 — Jun 10, 2026

Read More

Read more about Earn cashback this Women’s Day
Event EndedSpecial Event

Earn cashback this Women’s Day

Celebrate her with gifts that get you cashback!

Feb 25, 2026 — Mar 8, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Zen

It’s very comfortable, fast and reliable
Annanna28Annanna28

Response from developer

Hello, thank you so much for your feedback! We’re really happy to hear that you find it user-friendly and trustworthy. Have a great day!

Numéro fiscal

Ça fait des années que je suis sur zen franchement rien à dire, et là aujourd’hui je vois une notification sur l’application me demandant mes informations fiscal, comme avec Revolut à l’ancienne pareil , zen faites pas ça vous allez perdre un tas de clients on va se rediriger vers d’autres neo banques c’est pas ça qu’il manque!!!
Show more
Tetedebrique692Tetedebrique692

Response from developer

Hello, thank you for being with ZEN.COM for so many years and for sharing your suggestion with us. In case of any questions, we are at your disposal at hello@zen.com. Regards

Kriminell Vorsicht!

Größte Hinterwäldler Bank, die es auf diesem Planeten gibt… nicht nur Rückbuchung und nicht von dieser Bank durchgeführt werden. Diese Bank hält sich auch nicht anges Gesetze und Richtlinien und Normen. So zum Beispiel bitte diese Bank keine Echtzeit Überweisung an, was gesetzlich vorgeschrieben ist im europäischen Raum.
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SchwedenBoySchwedenBoy

Response from developer

Hello, thank you for sharing your feedback. We were a bit surprised by your rating and would like to better understand your experience and learn what we could improve. Please note that ZEN.COM does support instant SEPA transfers. You can find more information here: https://ask.zen.com/hc/de/articles/5920583237404-Welche-internationalen-%C3%9Cberweisungen-unterst%C3%BCtzt-ZEN-COM We truly value constructive feedback, so please feel free to contact us at hello@zen.com. Regards

Scam

They closed accounts without any valid reasons and block the money.
They will take your money and do not get any reply from support.
Moshiur ChowdhuryMoshiur Chowdhury

Sunt foarte mulțumit

Sunt foarte mulțumit
Samuel stoicaSamuel stoica
See 156 more reviews

FAQ

What does the ZEN.COM app do?

The ZEN.COM app is a digital mobile wallet designed for everyday payments, online shopping, currency exchange, and smart money management. It allows you to send money, pay bills, shop online with instant cashback, and offers purchase protection, all within one app.

What are the key features of ZEN.COM?

Key features include a digital wallet for cards and transfers, instant cashback on online shopping, secure contactless payments via phone or smartwatch, a multi-currency account with fair exchange rates, the ability to send money locally and internationally, and purchase protection with ZEN Care.

Is ZEN.COM free to use?

Based on the provided information, the app is free to download and use. There are no mentioned subscription fees or costs associated with the core functionalities of the digital wallet, payments, and money management.

Can I use ZEN.COM for international payments and travel?

Yes, ZEN.COM is ideal for international spending and travel. It offers a multi-currency account with fair exchange rates and no hidden currency conversion fees, allowing you to pay in local currencies and manage your travel money effectively.

How does the cashback feature work?

You earn Instant Cashback on online shopping at hundreds of popular stores, including well-known brands. When you make a purchase through the app at a participating retailer, you receive real money back directly, not points, making everyday online shopping more economical.