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ZEN.COM: Multi-Currency Wallet

ZEN.COM: Multi-Currency Wallet

Transfers, Exchange & ATM Cash

646 ratings
169 reviews
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • November 24, 2020
  • October 5, 2026

Features

Developer

UAB ZEN.COM
✨Promote your app ✨
ZEN.COM: Multi-Currency Wallet screenshot #1 for iPhone
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ZEN.COM: Multi-Currency Wallet screenshot #3 for iPhone
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About

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

✓Digital mobile wallet
✓Debit cards and transfers
✓Instant cashback deals
✓Purchase protection
✓Multi-currency account
✓Contactless payments
✓Send money
Show original description
+1

What's New in ZEN.COM

2.14.2

October 5, 2026

In this version, we have fixed several bugs clients reported to us. Update the ZEN.COM app to manage your money even more efficiently!

Events

Read more about August Quest: Card & Cash
Event EndedChallenge

August Quest: Card & Cash

Bank transfer in, 25+ payments, ATM withdrawals

Aug 18, 2026 — Aug 31, 2026

Read More

Read more about July Challenge: transfer & pay
Event EndedChallenge

July Challenge: transfer & pay

Finish July's three tasks to earn your rewards.

Jul 8, 2026 — Jul 31, 2026

Read More

Read more about ZEN mit Bargeld aufladen
Event EndedMajor Update

ZEN mit Bargeld aufladen

Ria Bareinzahlung. Senden und bezahlen.

Aug 9, 2026 — Sep 9, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Mega cool!

Tolle App tolles Konto
DonAnguillaDonAnguilla

Response from developer

Hello, thank you so much for your kind words! We’re really happy to hear that you’re enjoying the app and your ZEN account. We truly appreciate your support! Regards

Awful experience

There was a good alternative for many Ukrainians in order to receive/ send money in Ukrainian hryvna abroad and receive it. But it’s a shambles app now:(( I cannot open it, they blocked me for no reason and support won’t help… AVOID
BermudaXmasBermudaXmas

Best

Best Bank 💚
Roy Sh 🦄Roy Sh 🦄

H

Sehr gut
3938860639388606

Response from developer

Hello, many thank you for the 5-star rating. If there’s anything we can do to improve our offering, please let us know. Regards!

Don’t use

Horrible app, after completing the whole verification process it tells me “we can’t onboard you, our decision is final and you can my retry”
Really?? Don’t waste your time and avoid this app at all costs
Mots222Mots222
See 164 more reviews

FAQ

What does the ZEN.COM app do?

The ZEN.COM app is a digital mobile wallet designed for everyday payments, online shopping, currency exchange, and smart money management. It allows you to send money, pay bills, shop online with instant cashback, and offers purchase protection, all within one app.

What are the key features of ZEN.COM?

Key features include a digital wallet for cards and transfers, instant cashback on online shopping, secure contactless payments via phone or smartwatch, a multi-currency account with fair exchange rates, the ability to send money locally and internationally, and purchase protection with ZEN Care.

Is ZEN.COM free to use?

Based on the provided information, the app is free to download and use. There are no mentioned subscription fees or costs associated with the core functionalities of the digital wallet, payments, and money management.

Can I use ZEN.COM for international payments and travel?

Yes, ZEN.COM is ideal for international spending and travel. It offers a multi-currency account with fair exchange rates and no hidden currency conversion fees, allowing you to pay in local currencies and manage your travel money effectively.

How does the cashback feature work?

You earn Instant Cashback on online shopping at hundreds of popular stores, including well-known brands. When you make a purchase through the app at a participating retailer, you receive real money back directly, not points, making everyday online shopping more economical.