Zitocard vs Metro Bank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zitocard
This app offers a secure and convenient way to manage prepaid cards, bank accounts, and mobile wallets. It allows users to easily credit their accounts and provides a prepaid Visa/Mastercard for online and in-person purchases, offering the benefits of traditional cards without monthly fees.
- Credit prepaid cards, bank accounts, and mobile wallets
- Create a Zitocard account
- Obtain physical/virtual prepaid Visa/Mastercard
- Use cards for online and in-person purchases
- No monthly fees on prepaid cards
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Zitocard is a secure mobile solution that makes crediting your Prepaid Cards, Bank Accounts, and Mobile Wallets easier. In a few clicks, Create a Zitocard account and enjoy flexibility and security from the comfort of your home with Mobile Money, Cards and more. Get a prepaid VisaMastercard (physical/virtual) payment card for online purchases and payments! Our prepaid cards can be used in all locations where traditional Visa and Mastercards are accepted. Enjoy all the benefits of Visa and Mastercards without any of the burdens of monthly fees
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
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We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
Screenshots
Verdict
The clearest difference is review sentiment: Zitocard at 38% against Metro Bank Authenticator's 0%. Zitocard also leads on update cadence (monthly vs every 12 months) and iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zitocard ships an update monthly, Metro Bank Authenticator every 12 months. Both last shipped on November 3, 2026.
| Parameter | Zitocard | Metro Bank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (18 ratings) — better | — |
| Positive reviews | 38.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 18 — better | — |
| Update frequency | Monthly — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 26 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Zito Financial | MetroBank |
Customer experience
Zitocard
Metro Bank Authenticator
In-app purchases
Zitocard
No in-app purchases
Metro Bank Authenticator
No in-app purchases
Questions
Is Zitocard free?
Is Metro Bank Authenticator free?
Do Zitocard or Metro Bank Authenticator have ads?
Which is updated more often, Zitocard or Metro Bank Authenticator?
Other comparisons
