Click OTPay vs iPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Click OTPay
Manage your business finances directly from your smartphone. Monitor account activity, create and sign payments, and exchange messages with your bank anytime, anywhere. This app offers 24/7 access to essential banking tools for legal entities and entrepreneurs.
- Monitor fund movement
- View current balances
- Check payment status
- Receive account statements
- Create and sign payments
- Exchange electronic messages with bank
- Approve currency exchange
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Click OTPay is mobile banking for legal entities and entrepreneurs in your smartphone. Business management is always in your hands thanks to the OTP Bank application. With it, you will be able to conveniently monitor the movement of funds on your accounts, current balances and the status of payments; receive statements; create and sign payments in national currency; exchange electronic messages with Bank; approve (sign) the purchase, sale and exchange of currency created in the WEB version of the system. With Click OTPay, you have the opportunity to solve business problems 24 hours a day, 7 days a week! Every business is unique and we work to understand each one. Therefore, we do not stop developing and will become even better for you!
iPAY
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iPay - Simplified Payments for Every Need iPay provides robust security, multiple payment methods and detailed transaction reports to help organizations optimize their payment processes.iPay is a versatile payment gateway designed to streamline transactions for businesses of all sizes. With iPay, organizations can easily collect payments across various platforms and products.
Screenshots
Verdict
Click OTPay and iPAY are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Click OTPay ships an update every 2 months, iPAY every 6 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.
| Parameter | Click OTPay | iPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 85 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | OTP Bank Ukraine | HAS INNOVATIONS TRADING LLC |
In-app purchases
Click OTPay
No in-app purchases
iPAY
No in-app purchases
Questions
Is Click OTPay free?
Is iPAY free?
Do Click OTPay or iPAY have ads?
Which is updated more often, Click OTPay or iPAY?
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