Comparison

Click OTPay vs iPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Click OTPay

Manage your business finances directly from your smartphone. Monitor account activity, create and sign payments, and exchange messages with your bank anytime, anywhere. This app offers 24/7 access to essential banking tools for legal entities and entrepreneurs.

Highlights
  • Monitor fund movement
  • View current balances
  • Check payment status
  • Receive account statements
  • Create and sign payments
  • Exchange electronic messages with bank
  • Approve currency exchange
Features
Read full description

Click OTPay is mobile banking for legal entities and entrepreneurs in your smartphone. Business management is always in your hands thanks to the OTP Bank application. With it, you will be able to conveniently monitor the movement of funds on your accounts, current balances and the status of payments; receive statements; create and sign payments in national currency; exchange electronic messages with Bank; approve (sign) the purchase, sale and exchange of currency created in the WEB version of the system. With Click OTPay, you have the opportunity to solve business problems 24 hours a day, 7 days a week! Every business is unique and we work to understand each one. Therefore, we do not stop developing and will become even better for you!

About

iPAY

Features
Read full description

iPay - Simplified Payments for Every Need iPay provides robust security, multiple payment methods and detailed transaction reports to help organizations optimize their payment processes.iPay is a versatile payment gateway designed to streamline transactions for businesses of all sizes. With iPay, organizations can easily collect payments across various platforms and products.

Screenshots

Click OTPay4 screens
iPAY3 screens

Verdict

The call

Click OTPay and iPAY are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Click OTPay ships an update every 2 months, iPAY every 6 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Click OTPay versus iPAY: the parameters behind the verdict, then further details
ParameterClick OTPayiPAY
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size85 MB49 MB
Age rating4+4+
DeveloperOTP Bank UkraineHAS INNOVATIONS TRADING LLC

In-app purchases

None

Click OTPay

No in-app purchases

None

iPAY

No in-app purchases

Questions

Is Click OTPay free?
Click OTPay is free to download, with no in-app purchases.
Is iPAY free?
iPAY is free to download, with no in-app purchases.
Do Click OTPay or iPAY have ads?
Neither Click OTPay nor iPAY shows ads.
Which is updated more often, Click OTPay or iPAY?
Click OTPay ships an update every 2 months, and iPAY every 6 weeks. Most recently, Click OTPay was updated on November 3, 2026 and iPAY on October 25, 2026.

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