Paycheck Calculator US vs Payday Timer

How much will my paycheck be after taxes? Find out in seconds with Pay44. No ads, no account needed. Enter your hourly pay or salary, set your W-4 filing status, and see your take-home pay instantly. Add overtime, tips, commissions, bonuses, and deductions for an accurate gross-to-net breakdown. Built with 2025 IRS federal tax brackets, all 50 state taxes plus DC, Social Security, and Medicare rules. Then plan a budget from your real numbers. Answers to your pay questions • How much is my paycheck after taxes? • What is my take-home pay hourly or salary? • How much federal and state tax do I owe? • What will my net pay be biweekly or monthly? • How do 401(k) and other deductions affect my check? • Which job offer actually pays more? Paycheck calculator • Hourly and salary income modes • Every pay period: daily, weekly, biweekly, semimonthly, monthly, quarterly, semiannually, yearly • W-4 inputs: filing status, dependents, additional withholding • Federal and state income tax for all 50 states + DC • Social Security tax, Medicare tax, and additional Medicare tax • Overtime with custom multipliers, tips, commissions, and bonuses • Pre-tax deductions: 401(k), HSA, FSA, health insurance, commuter benefits • Post-tax deductions: Roth 401(k), union dues, garnishments Budget planner • Combine multiple paychecks with custom income and expense items • See where every dollar goes with a visual waterfall chart • Donut chart and top-expense breakdowns • Track your total: income minus expenses at a glance Save, compare & simulate • Save multiple calculations for different jobs, offers, or scenarios • Compare side by side to see which pays more after taxes • Simulate raises, new hours, or job changes and preview the impact on net pay • Export as PDF, image, CSV, or text Insights & projections • See your effective tax rates at a glance • Break down taxes by type: federal, state, FICA, Medicare • Project your yearly income, taxes, and take-home pay • Visual grid showing how much of every dollar you keep More to explore • Paydle: Daily tax-guessing game. Guess the annual federal tax from a salary • Payday reminders so you never miss a check • Dark mode and theme customization Ad-free & private • No ads • All calculations stay on your device • No account required. Works completely offline • Available in 10 languages: English, Spanish, French, Portuguese, Russian, Chinese (Simplified & Traditional), Arabic, Korean, and Vietnamese See your real paycheck. Accurate, private, and free. Disclaimer This app provides estimates for educational and informational purposes only and is not financial or tax advice. Actual withholding and take-home pay can vary by employer, benefits, and state rules. Always verify results against official IRS/state guidance and your pay stub.

Payday Timer is the simplest way to count down to your next paycheck. Track every job, mark paychecks as paid, see your earnings grow, and know exactly when payday hits — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the paycheck countdown you want. PAYCHECK COUNTDOWN Your next payday sits front and center with a clean day count, the paycheck amount, and the exact date you'll be paid. Add a second job, a side hustle, or any recurring income source and every paycheck shows up on the same screen in order of whoever's paid next. Weekly, biweekly, semi-monthly, or monthly — Payday Timer handles every pay schedule. PAID EARLY, ON TIME, OR LATE Every paycheck gets tagged based on when it actually hit versus when it was scheduled. See at a glance which jobs pay early, which pay on time, and which pay late. No other paycheck tracker gives you this level of insight into your income patterns. MARK AS PAID When a paycheck comes in, tap Mark as Paid and Payday Timer logs the date and rolls forward to your next one. Tap by mistake? One-tap undo. PAYCHECK HISTORY Every paycheck you mark as paid is saved to the History tab with the date, amount, source, and on-time status. Look back at any time to see what you've been paid, when, and from which job. EARNINGS STATS The Stats tab gives you a full picture of your income: year-to-date earnings, this month's total, paid-in-month tracking, projected yearly earnings based on your pay schedule, paycheck progress for the year, and a preview of your next three paydays. Every number you need to understand your income, in one scroll. INCOME GRAPHS The Graphs tab visualizes your earnings three ways: cumulative earnings with actual versus projected trajectory, monthly income by month, and income by source so you can see how each job contributes to your total. Watch your yearly earnings add up in real time. THE TOOLKIT Payday Timer works great on its own — and even better alongside our full suite of finance tools. Jump into Rent Due Timer to stay ahead of rent, BridgeBudget to manage your monthly finances, Split My Paycheck to divide your income into clear categories, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're counting down to your first paycheck, tracking hourly wages across multiple jobs, or watching your salary add up through the year, Payday Timer gives you the clearest view of when you're getting paid and how much. Download Payday Timer today and start counting down to your next paycheck.