YOU BRD vs Ghiseul.ro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YOU BRD
Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.
- Fingerprint/facial recognition access
- National beneficiary transfers
- Transfers between own accounts
- Exchange rate information
- Transaction history
- Internet banking authentication
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The most important features from application are: • Access based on fingerprint or facial recognition • Transfers to national beneficiaries • Transfers between own accounts • Exchange rate • Transactions History Use the benefits of mobile banking services. In addition, you can use the YOU BRD application for the authentication to the internet banking service.
Ghiseul.ro
Easily pay over 350 types of public services, fees, and taxes online from over 1200 Romanian institutions. Save time, enjoy non-stop service, and benefit from zero commission on all transactions. Securely manage and track all your payments with immediate confirmation.
- Online payment of public services, fees, and taxes
- Supports over 1200 Romanian institutions
- Zero commission on all payments
- Secure transactions with status tracking
- Immediate payment confirmations via email
- Payment history and traceability
- Access to legally recognized proof of payment
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Join over 1.4 million Romanians who already use Ghiseul.ro. No more worries in your interaction with the Romanian public administration! Use the Ghiseul.ro app to pay online – simply, quickly and securely – over 350 types of public services, fees and taxes, provided by +1200 Romanian institutions and authorities. All payments made through Ghișeul.ro, the official online payment system of the Romanian Government, have ZERO commission. Your 7 benefits when using the app: 1. Save time – pay online, with no unnecessary trips to institutions; 2. Non-stop service – pay when you want; 3. ZERO commission on every payment; 4. Safe transactions – the security of transactions is guaranteed and you can check the status of your payments anytime; 5. Payment confirmation issued immediately – you receive the payment confirmation by e-mail, as soon as the transaction is processed; 6. Traceability – see all transactions you made in the Payments History section of the application; 7. Access the proof of payment, which is legally recognized, whenever you need to. Depending on your needs, you have two options: 1. you create an account using the app, where you will find all payment obligations for taxes; 2. you use the app to make payments that do not require authentication, such as service-specific fees (passport, car licenses, certificates or registration plates, bulletin), fines, court fees, etc. Create a Ghiseul.ro account using the 7-step Account Creation Guide at: https://www.adr.gov.ro/ghiseul-ro/ Don't forget: between January 1 and March 31, you have up to 10% discount on paying taxes. Terms and conditions apply to this offer. Find out what the specific conditions are from your local town hall. Also remember that Ghiseul.ro can be used only by Romanian citizens that have a Romanian ID and unique code (CNP) and a bank card. In 2022, Ghiseul.ro processed over 3.4 million transactions, worth over 1.4 billion lei. Ghiseul.ro is the official online payment platform of the Romanian state, managed by the Authority for the Digitalization of Romania.
Screenshots
Verdict
YOU BRD and Ghiseul.ro both sit at 4.8 stars, but that hides the real split: 80% of Ghiseul.ro's written reviews are positive against 19% of YOU BRD's. YOU BRD's advantage is ratings volume (905 vs 242). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for YOU BRD against 4.9 for Ghiseul.ro. Both are backed by a comparable volume of ratings — 905 and 242 respectively. Written reviews are what separate them: 19% of YOU BRD's written reviews are positive against 80% of Ghiseul.ro's.
YOU BRD ships an update fortnightly, Ghiseul.ro every 2 weeks. The most recent releases landed on September 22, 2026 and September 16, 2026 respectively.
| Parameter | YOU BRD | Ghiseul.ro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (905 ratings) | 4.9 (242 ratings) — better |
| Positive reviews | 19.1% of reviews | 80.0% of reviews — better |
| Number of ratings | 905 — better | 242 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 154 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | BRD Groupe Societe Generale S.A. | Autoritatea pentru Digitalizarea Romaniei |
Customer experience
YOU BRD
Ghiseul.ro
Bugs and requests
YOU BRD
Reported bugs
4 issues- Inability to register with non-Romanian phone numbers
- Frequent app crashes and loading errors
- Issues with facial recognition and identity verification
- Problems with SMS-based authentication
Requested features
5 requests- Improve registration and account setup process
- Provide better in-app support and troubleshooting
- Simplify UI and make navigation more intuitive
- Reduce fees and commissions
- Allow access for international customers
Ghiseul.ro
Not enough reviews yet to summarise bugs or requests.
In-app purchases
YOU BRD
No in-app purchases
Ghiseul.ro
No in-app purchases









