Comparison

Finance 2.0 vs On The Monee

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finance 2.0

Features
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Finance 2.0 is a personal wealth app that helps you track and manage your entire financial world. *Description:* Having difficulty understanding your financial position? The solution is Finance 2.0. Finance 2.0 is an easy to use app that gathers all your information in one place, giving you a clear overview of your financial position. Get connected to your finances in just minutes, and with bank level security, your data has never been safer. What features are available with Finance 2.0? Live Financial Snapshot Give yourself greater control with up-to-date access to everything you own and owe โ€“ including bank accounts, credit cards, properties, cars, loans and mortgages. Cash Flow Keep track of your money with the auto-categorisation of income and expenses. Digital Document Signing Save time and paper by signing important documents digitally, on any device. Goals Saving to buy property? Retire? Start a family? Achieve it with our Goals feature, which helps you budget for success. Connect to a professional Connect with your adviser or accountant and request services when you need them. Finance 2.0 provides your finance professional with valuable data that they can use to assist you. Tax Time Make tax time easy with all your financial data and documents stored securely in the cloud. Take control of your finances and download the Finance 2.0 app today. (Logbook function will uses location background mode, which may dramatically decrease battery life) This app uses background location service to record users vehicle usage for tax deduction purpose. Attachment demonstrates how and where logbook is used.

About

On The Monee

This digital tipping solution allows casual workers to receive and spend tips instantly via a digital card. Employers can pay employees electronically and securely. Users also gain access to over 4500 retailer discounts.

Highlights
  • Instant tip payments
  • Digital wallet
  • Retailer discounts
  • Secure electronic payments
  • Employee payment solution
Features
Read full description

A better way to pay tips! A game-changing digital tipping solution that revolutionises payments for casual workers. For Employees: No need to pop into work to receive your hard-earned tips, get paid and spend instantly with your OnTheMonee Card. As an extra bonus you have access to over 4500 retailer discounts both online and in-store when using your digital wallet. For Employers: Pay your employees instantly, electronically and securely with a digital card treated like cash.

Screenshots

Finance 2.04 screens
On The Monee3 screens

Verdict

The call

Finance 2.0 and On The Monee are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finance 2.0 ships an update every 2 months, On The Monee monthly. The most recent releases landed on October 20, 2026 and November 3, 2026 respectively.

ScorecardNo meaningful differences
Finance 2.0 versus On The Monee: the parameters behind the verdict, then further details
ParameterFinance 2.0On The Monee
PriceFreeFree
Positive reviewsโ€”71.4% of reviews
Update frequencyEvery 2 monthsMonthly โ€” better
AdsNoNo
In-app purchasesNoNo
Monetizationโ€”Free
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS14.0 โ€” better15.6
Further details โ€” not scored
Size113 MB124 MB
Age rating4+4+
DeveloperFENTON GROUP AUSTRALIA PTY LTDValorem Pty Ltd

In-app purchases

None

Finance 2.0

No in-app purchases

None

On The Monee

No in-app purchases

Questions

Is Finance 2.0 free?
Finance 2.0 is free to download, with no in-app purchases.
Is On The Monee free?
On The Monee is free to download, with no in-app purchases.
Do Finance 2.0 or On The Monee have ads?
Neither Finance 2.0 nor On The Monee shows ads.
Which is updated more often, Finance 2.0 or On The Monee?
Finance 2.0 ships an update every 2 months, and On The Monee monthly. Most recently, Finance 2.0 was updated on October 20, 2026 and On The Monee on November 3, 2026.

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