Comparison

myTU vs Artea

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myTU

A secure and fast mobile banking app for personal and business accounts. Offers instant IBANs, easy payments, and a contactless debit card. Features include parental controls for kids' accounts and business banking solutions.

Highlights
  • Instant European IBAN
  • Contactless Visa Debit Card
  • SEPA Instant Transfers
  • Parental controls for kids
  • Business banking features
  • Free cash withdrawals up to €200/month
Features
Read full description

myTU is a versatile mobile banking app designed for convenience, speed, and security for both personal and business use. Our highly secure, purpose-driven mobile banking platform offers feature-rich solutions for your everyday banking needs. Registering for myTU is free, and you can easily order a debit card. We only charge a monthly fee when you order a debit card. For detailed pricing information, please visit mytu.co Who can use myTU? - Individuals - Businesses - Kids aged 7+ Benefits: - Obtain a European IBAN within minutes. - It's easy to create a myTU account without going anywhere. All you need is your ID/Passport for legal verification and for kids, a birth certificate is required additionally. - Make payments, receive payments, and save money in just a few taps. With SEPA Instant transfers, fund transfers take place instantly without any transaction fees. myTU Visa Debit Card: - Make payments easily with the contactless Visa debit card. It comes in two elegant colours – pick your preferred colour and order it in the app straight to your home. - Access ATMs worldwide for free cash withdrawals up to €200 per month or twice a month. - When you travel overseas, you can easily withdraw cash or pay for goods and services without any commissions. - myTU Visa debit card is the perfect travel companion saving you hundreds of euros in commissions. - Our Visa debit card features robust security. If your card is lost, lock it instantly in the app for added safety, and unlock it with a single tap. Made for Kids: - Every child who signs up on myTU gets a 10€ gift from us. - Kids aged 7 and above can start using myTU. myTU for Kids help parents and children manage money easily – making sending pocket money really easy for parents. - Kids receive their stylish payment card. - Parents can track kids' spending with instant notifications. For Businesses: - myTU for Business offers not only mobile banking but also internet banking functionalities, ensuring you can manage your money on the go. - Instant SEPA transaction settlements make a business banking account at myTU the ideal choice for many businesses. - Get paid quickly and send money transfers promptly without the bureaucracy of traditional banks, and at lower fees. myTU is available in all EU/EEA countries. Accounts can be opened for citizens of EU/EEA. If you're a temporary residence permit holder, it is possible to create an account with myTU by providing proof of the necessary documents for legal requirements. myTU is a licensed Electronic Money Institution (EMI) registered with the Bank of Lithuania. Customers' deposits are held securely in the central bank. So you can rest assured that your money is safe.

About

Artea

Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.

Highlights
  • Smart-ID, Mobile-ID, PIN, or fingerprint login
  • Access Pensions, Insurance, and Leasing self-service
  • Manage accounts and make payments
  • View transaction statements
  • Link payment card to Apple Wallet
  • Receive transaction push notifications
Features
Read full description

Naudojantis „Artea“ programėle galite greitai ir paprastai tvarkyti kasdienius finansus išmaniaisiais įrenginiais: • Prisijunkite su „Smart-ID“; „Mobile–ID“, PIN arba piršto atspaudu; • Pasiekite Pensijų, Draudimo ir Lizingo savitarnas; • Tvarkykite sąskaitas ir atlikite paprastus bei momentinius mokėjimus; • Patogiai peržiūrėkite operacijų išrašus; • Susiekite savo mokėjimo kortelę su „Apple“ pinigine; • Gaukite pranešimus apie operacijas (angl. „push notification“); • Kitos funkcijos Jūsų patogumui, programėlė pasiekiama lietuvių, anglų ir rusų kalbomis. ___ The Artea app allows you to quickly and easily manage your daily finances on your smart devices and • Log in with your Smart-ID; Mobile-ID, PIN or fingerprint; • Access the Pensions, Insurance and Leasing Self-Service; • Manage your accounts and make simple and instant payments; • Conveniently view transaction statements; • Receive push notifications; • Link your payment card to Apple Wallet; • Other features For your convenience, the app is available in Lithuanian, English and Russian.

Screenshots

myTU4 screens
Artea4 screens

Verdict

The call

myTU and Artea both sit at 4.9 stars, but that hides the real split: 31% of myTU's written reviews are positive against 17% of Artea's. myTU also leads on ratings volume (21 vs 2). Artea's advantage is iOS requirement (12.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for myTU against 5.0 for Artea. That said, the two scores are not equally well evidenced: myTU has 21 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 31% of myTU's written reviews are positive against 17% of Artea's.

UpkeepUpdate frequency

myTU ships an update every 2 months, Artea every 3 months. The most recent releases landed on October 3, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
myTU versus Artea: the parameters behind the verdict, then further details
ParametermyTUArtea
PriceFreeFree
Rating4.9 (21 ratings)5.0 (2 ratings) — better
Positive reviews30.8% of reviews — better16.7% of reviews
Number of ratings21 — better2
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size169 MB70 MB
Age rating4+4+
DeveloperTravel Union UABARTEA BANKAS, AB

Customer experience

myTU

All ratings21 ratings
Positive95.2%
Neutral4.8%
Negative0.0%
Written reviews13 reviews
Positive30.8%
Neutral0.0%
Negative69.2%

Artea

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive16.7%
Neutral5.6%
Negative77.8%

In-app purchases

None

myTU

No in-app purchases

None

Artea

No in-app purchases

Questions

Is myTU free?
myTU is free to download, with no in-app purchases.
Is Artea free?
Artea is free to download, with no in-app purchases.
Which has better reviews, myTU or Artea?
Artea is rated higher. myTU averages 4.9 out of 5 from 21 ratings, while Artea averages 5.0 from 2 ratings.
Do myTU or Artea have ads?
Neither myTU nor Artea shows ads.
Which is updated more often, myTU or Artea?
myTU ships an update every 2 months, and Artea every 3 months. Most recently, myTU was updated on October 3, 2026 and Artea on October 6, 2026.

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