Mercer Money vs PayForge

Mercer Money is an online pension and financial management platform. It uses the latest open finance technology to allow you to bring together all your financial information in one place. Once you’ve connected your accounts, the platform will help you stay on track with useful prompts along the way. Use Mercer Money as your handy tool for your short, medium and long-term savings. Key features of Mercer Money: • Making pensions easier than ever – connect your pension history to keep track of your old pots • Understanding investments – see a breakdown of where your savings are held • Connect your wider world – bring together your wider finances (savings, investments, ISAs, property and more) • Financial insights – see breakdowns of your saving and spending • Take action – make important updates to your account through easy-to-use online processes • Keep track – keep an eye out for helpful reminders along the way How it works: Mercer Money uses Open Banking technology to access your financial data (the information held by your various bank accounts) with your permission. As well as showing you all your finances in one place, Mercer Money analyses your saving and spending activity to give you nudges, hints and tips to help you manage your money. And because it links to your pension, you can use Mercer Money to calculate how much cash you might have in retirement. Please note: Some features of Mercer Money may not be available depending on the employer associated with your access

PayForge helps you understand what you should be paid. Whether you work shifts, earn hourly, or receive a fixed salary, PayForge gives you a clear estimate of your gross pay, take-home pay, overtime, deductions, and payslip differences. Built with UK workers in mind, PayForge helps you check: * Shift and hourly pay * Salary pay * Overtime, night, weekend and bank holiday rates * UK tax code estimates * Pension deductions * National Insurance estimates * NHS pay bands * Maternity pay * Holiday pay * Payslip / pay stub differences Use quick calculators for one-off checks, or create job profiles to track your pay over time. With PayForge Premium, unlock advanced tools including underpayment checks, take-home pay estimates, dashboard customisation, saved calculations, multiple job profiles, and detailed pay breakdowns. PayForge is designed to help answer one simple question: “Am I being paid correctly?” Calculations are estimates only and are not financial, tax, legal, or employment advice. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/