Payce vs Loya Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payce
Earn cash back rewards effortlessly while shopping online at thousands of merchants. This free program automatically finds offers and coupons for you, directing your earnings to debt, payment apps, bank accounts, or charities.
- Earn cash back at 10,000+ online merchants
- Automatic offer and coupon discovery
- Flexible cash back redemption options
- No fees or gimmicks
- Works in the background while you shop
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Payce is a simple no-fee, no-hassle, no-gimmick program that allows you to earn cash back rewards at over 10,000 online merchants. It’s 100% free to join. We're all about finding you the best cash- back rewards and applying it to your debt, Venmo, PayPal, bank account or a charity. Your choice! As you shop online for every day essentials with Payce, we work in the background finding you cash-back offers and coupons. So, don't change how you shop online, or even where you do it. We're designed and dedicated to delivering rewards to you from online stores you already know and love. Unlike other rewards programs, Payce will automatically direct your cash back to help you achieve goals that matter to you. With Payce, the way you use your cash back is as unique as you.
Loya Rewards
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Loya helps you earn rewards at participating local stores. Join with your phone number, choose your home store, earn points on eligible purchases, and redeem rewards when you visit again. With Loya, you can: - Track your rewards balance - See recent activity and visits - Scan or upload receipts where supported - Get store offers and reward updates - Choose a home store for a more personal rewards experience Loya is built for independent convenience stores, gas stations, and local retail networks. Your rewards stay connected to the stores you actually visit.
Screenshots
Verdict
The clearest difference is update cadence: Loya Rewards at every 4 days against Payce's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payce ships an update monthly, Loya Rewards every 4 days. The most recent releases landed on October 18, 2026 and October 25, 2026 respectively.
| Parameter | Payce | Loya Rewards |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 22 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | Payce LLC | Polyfins Technology Inc |
In-app purchases
Payce
No in-app purchases
Loya Rewards
No in-app purchases
