Fintual vs Mi Banco Chile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fintual
Invest and save money online with a regulated financial company. Set up personalized savings goals, invest any amount without minimums, and access financial education resources. Connect with real people for support.
- Invest any amount
- Create personalized savings goals
- Risk and term comparison
- Financial education blog
- Referral program
- Direct chat support
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A convenient investment company: build your wealth simply and clearly, fully online. Regulated by the CMF (Chile) and the CNBV (Mexico). Create your account, compare risks and terms, transfer the amount you want and you will quickly be investing safely and diversified along with more than 100,000 people who have trusted Fintual. It's that simple. Using our app you can: - Invest any amount you want. There is no required minimum amount and no charges for you to withdraw. - Organize yourself according to the goals you have: it is not the same saving for your vacation as for your retirement. Create all the different goals you want, with different timeframes and risks optimized by our simulator. - Learn about financial education in the Fintualist, our blog. - Access our referral program. Earn by recommending Fintual to your friends and family. - Talk to someone from the team in case you have any questions, using the chat bubble that you will find inside the app (no bots only people) For more information you can check out our webpage www.fintual.com or if you need help write to us at support@fintual.com
Mi Banco Chile
Manage your banking transactions easily and securely. Check account balances, transfer funds, pay bills, and withdraw cash without a card. Enhance security with a companion app for transaction authorization.
- Check account and credit card balances
- View recent transactions
- Transfer funds to third parties
- Pay credit card bills and credit lines
- Pay service bills
- Withdraw cash from ATMs without a card
- Secure transaction authorization
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Con Mi Banco del Banco de Chile podrás realizar tus transacciones bancarias en forma ágil, simple y segura. Esta aplicación cumple con altos estándares de seguridad que protegerán siempre tus datos y dispositivo. Consulta el saldo y últimos movimientos de tus cuentas y tarjetas de crédito, transfiere a terceros, paga tus tarjetas y el monto utilizado en tu línea de crédito. Ademas, podrás pagar tus cuentas de servicio. Envía dinero a un tercero para que sea retirado sin tarjeta desde cualquier cajero automático del Banco de Chile. Te invitamos a vivir una nueva experiencia, descarga la APP, regístrate una vez y luego accede sólo con tu Clave MI PIN de 5 dígitos. Como complemento, te invitamos a descargar la APP Mi Pass. Con Mi Pass podrás autorizar tus transacciones de forma segura y sin necesidad de utilizar DigiPass, simplificando así tus operaciones bancarias con total confianza y seguridad.
Screenshots
Verdict
Fintual and Mi Banco Chile both sit at 4.8 stars, but that hides the real split: 90% of Fintual's written reviews are positive against 43% of Mi Banco Chile's. Mi Banco Chile's advantage is ratings volume (1.5K vs 120). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Fintual against 4.8 for Mi Banco Chile. That said, the two scores are not equally well evidenced: Mi Banco Chile has 1.5K ratings behind it against 120, so its average is the more settled of the two. Written reviews are what separate them: 90% of Fintual's written reviews are positive against 43% of Mi Banco Chile's.
Fintual ships an update weekly, Mi Banco Chile every 10 days. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.
| Parameter | Fintual | Mi Banco Chile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (120 ratings) | 4.8 (1.5K ratings) |
| Positive reviews | 89.5% of reviews — better | 43.0% of reviews |
| Number of ratings | 120 | 1.5K — better |
| Update frequency | Weekly — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 107 MB | 120 MB |
| Age rating | 4+ | 12+ |
| Developer | Fintual | Banco de Chile |
Customer experience
Fintual
Mi Banco Chile
User reviews
Fintual
From 120 App Store ratingsWhat we love
- 👍 Easy to use and intuitive
- 📈 Good returns and performance
- 💡 Transparent and clear
- 🚀 Fast and efficient
- ✅ Great for beginners
Room to improve
- 📉 Lower returns than competitors
- ⚠️ App closes when entering investment amount
- ❌ New features are minimal
- 🤔 Some users prefer traditional banks
- ❓ Registration must be done via web
Mi Banco Chile
From 1.5K App Store ratingsWhat we love
- 🚀 Excellent, simple, and very secure app
- 👍 Easy to use app
- 🚀 App now functions as expected
Room to improve
- 🐛 Frequent app updates required, can't use if not updated
- 🐛 Login issues, password not recognized even with Face ID
- 🐛 App crashes, doesn't load properly
- 🐛 Constant need to re-register
- 🐛 Unreliable app, often doesn't work
Bugs and requests
Fintual
Reported bugs
3 issues- App closes when entering investment amount
- App freezes on the home screen
- Losses/gains are hidden on the second screen
Requested features
14 requests- Add fractional shares
- Include a widget with balance
- Better graphs and more metrics
- Ability to decide where transferred money goes
- Dark mode
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- Ability to deposit with debit card
- Ability to make larger deposits
- Ability to reorder objective cards
- Ability to change personal data (email, etc.)
- Add variable period fund graphs
- Add direct debit for savings
- More AI features
- More daily use features
- Add more features like Wealth simple in Canada or Revolut UK
Mi Banco Chile
Reported bugs
5 issues- Login not working, stuck on same screen
- SMS codes arrive 20 minutes late and don't work
- App doesn't open, crashes on launch
- Menu doesn't display options
- Can't access credit card information
Requested features
2 requests- Add 'pots' to separate money and avoid common balance
- Improve menu functionality
In-app purchases
Fintual
No in-app purchases
Mi Banco Chile
No in-app purchases
