Comparison

BCEL i vs LaoPT One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCEL i

Manage your bank accounts and conduct various financial transactions online 24/7. This service allows for bill payments, fund transfers, statement monitoring, and enhanced security features for individuals and corporations.

Highlights
  • Bill and tax payments
  • Funds transfer (domestic & international)
  • Monitor cheque usage and bank statements
  • Manage payroll transactions
  • Schedule future transactions
  • Retrieve and share e-receipts
  • Enhanced security with OTP tokens
Features
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BCEL i-Bank is the Internet Banking Service by BANQUE POUR LE COMMERCE EXTERIEUR LAO PUBLIC (BCEL) allowing customers to access their bank accounts and manage their money online from different locations 24/7. + Benefits - Support your transactions faster, more convenient and reliable with various functions, including bill & tax payments, funds transfer to ID cardholders, BCEL and other domestic and international banks. - Being able to monitor Cheque usage and bank statements. - Transactions will be made securely and professionally through BCELi-Bank and whenever they are completed, e-receipt can be retrieved and shared for confirmation. + Features - Payroll transactions can be managed by yourself. - Various online transactions are provided, including funds transfer to ID cardholders, BCEL and other domestic and international banks. - Customers can set or cancel either any preferred date or year transaction to transfer money in advance. ​- Can check your transaction history after paying bills including tax, electricity, water supply, telecom services (home/mobile phones, Internet, buy prepaid card), LDTV membership, etc. - Check transaction details including savings and current accounts, fixed-term deposits and loan accounts. - Can print out or send your bank statements to email weekly or monthly. - Monitor cheque usage and status. - Access daily exchange rates from BCEL. - Raise security level by allowing to add the number of users to access as well as OTP Token and prioritize the rights to access BCEL i-Bank. - ​Corporations should be allowed to have many users to access BCEL i-Bank and raise security level by determining the rights of users to approve and check each transaction. OTP will be used to confirm your transactions, which are monitored through Audit Log that users can access any time. + Terms of Services - Must have savings and current account with BCEL. - Only an account holder or a person, who has been entitled by an account holder, can register for the service - Before using the services, you should accept terms and conditions and also complete the application form with reliable information - A power of attorney letter is required, if an account holder cannot register/apply by himself/herself while valid ID cards must be provided by both an account holder and his/her representative + Application Form You can register for BCEL iBank at Head Office or any branch nearby you or download the application form via BCEL website (https://www.bcel.com.la) Tel: (856-21) 264959, Hotline:1555, Email: e-banking@bcel.com.la

About

LaoPT One

Features
Read full description

Take control of your health insurance in Laos with LaoPT One – the fastest, easiest, and most reliable app for managing your health coverage. Key Features: Buy Health Insurance Quickly – Choose your insurance package in a few simple steps. Passport Scan & Verification – Automatically fill your details safely and securely. Payment Made Easy – Pay via BCEL One QR or mobile banking. Instant Certificate Access – View, search, and download your insurance certificate after successful payment. Secure & Private – All your personal data is protected. We do not sell or share your information. Why LaoPT One? Designed specifically for users in Laos. No third-party ads, no distractions – just insurance. Trusted by Thavisub Insurance Broker Sole Co., LTD. Download LaoPT One today and experience fast, secure, and reliable health insurance at your fingertips.

Screenshots

BCEL i4 screens
LaoPT One4 screens

Verdict

The call

The clearest difference is update cadence: LaoPT One at every 6 weeks against BCEL i's every 4 months. BCEL i's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BCEL i ships an update every 4 months, LaoPT One every 6 weeks. Both last shipped on November 5, 2026.

Scorecard2 real differences · 8 level
BCEL i versus LaoPT One: the parameters behind the verdict, then further details
ParameterBCEL iLaoPT One
PriceFreeFree
Rating3.0 (6 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings6 — better—
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size69 MB51 MB
Age rating4+4+
DeveloperBanque Pour Le Commerce Exterieur Lao PublicThavisub Group

In-app purchases

None

BCEL i

No in-app purchases

None

LaoPT One

No in-app purchases

Questions

Is BCEL i free?
BCEL i is free to download, with no in-app purchases.
Is LaoPT One free?
LaoPT One is free to download, with no in-app purchases.
Do BCEL i or LaoPT One have ads?
Neither BCEL i nor LaoPT One shows ads.
Which is updated more often, BCEL i or LaoPT One?
BCEL i ships an update every 4 months, and LaoPT One every 6 weeks. Most recently, BCEL i was updated on November 5, 2026 and LaoPT One on November 5, 2026.

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