Golak vs Debt Tracker Master

Every culture has a name for it. Committee. Susu. Tanda. Hagbad. Chit fund. Stokvel. Equb. Hui. Paluwagan. Gam'eya. Partner hand. Arisan. Tontine. Chama. The names are different. The idea is the same — a group of people who trust each other, pool their money, and take turns. Communities have been doing this for centuries. Golak helps you organize it properly. FOR FACILITATORS Create a circle and invite members in minutes Track who has paid and who hasn't — in real time Set payout order manually or randomize slots Mark payments with one tap Process payouts when the circle is ready Optional opt-in for group identity verification and digital contracts Send automatic reminders to members Keep a full record of every payment and payout Manage multiple circles in one place FOR MEMBERS See your upcoming payment date and amount Know exactly when your payout is coming View your full contribution history Sign contracts and complete verification from your phone Get notified when it's time to pay IMPORTANT Golak is a coordination and record-keeping tool — not a bank or payment processor. The app does not collect, hold, move, or process money in any way. All financial arrangements remain fully between group members.

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html