Comparison

Horizon My Control vs IH Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Horizon My Control

Manage, monitor, and secure your credit and debit cards from your mobile device. Quickly log in, customize alerts and controls, and view transactions. Report lost or stolen cards and dispute transactions with ease.

Highlights
  • Lock and unlock cards
  • Make credit card payments
  • View account details
  • Monitor transactions
  • Dispute transactions
  • Report lost/stolen cards
  • Set travel notifications
  • Customize alerts and controls
Features
Read full description

The Horizon My Control app places all you need to control, monitor, and safeguard your credit and debit cards in the palm of your hand. Login quickly with Touch ID or Face ID and make your experience personal by uploading your own profile image, and customizing your controls and alerts to suit your lifestyle. With this app, you can: 1. Lock and unlock your card 2. Make credit card payments 3. View account details 4. Monitor recent and pending transactions 5. Dispute a transaction 6. Report card lost or stolen 7. Set travel notifications 8. Set alerts, controls, or restrictions on your card All your information is safe and secure.

About

IH Access

Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.

Highlights
  • Lock and unlock cards
  • Set alerts and restrictions
  • Make credit card payments
  • View account details
  • Monitor transactions
  • Raise transaction disputes
  • Set travel notifications
Features
Read full description

The IH Access app places all the control you need to be able to monitor and safeguard your credit and debit cards in the palm of your hand. Login quickly with Touch ID or Face ID and make your experience personal by uploading your own profile image, changing the names of your cards, and customizing your controls and alerts to suit your lifestyle. With this app, you can: - Lock and unlock your card - Set alerts, controls, or restrictions on your card - Make credit card payments - View account details - Monitor recent and pending transactions - Raise a dispute on a transaction - Set travel notifications Card enrollment is easy from any mobile device, and access is secure and protected by One-Time-Passcode authentication. Get the most from your credit and debit cards with IH Access.

Screenshots

Horizon My Control4 screens
IH Access4 screens

Verdict

The call

The clearest difference is rating: Horizon My Control at 2.5 against IH Access's 1.0. Horizon My Control also leads on ratings volume (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Horizon My Control holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Horizon My Control ships an update every 4 months, IH Access every 3 months. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Horizon My Control versus IH Access: the parameters behind the verdict, then further details
ParameterHorizon My ControlIH Access
PriceFreeFree
Rating2.5 (4 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size38 MB37 MB
Age rating4+4+
DeveloperHorizon Federal Credit UnionInternational Harvester Employee Credit Union Inc

Customer experience

Horizon My Control

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

IH Access

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Horizon My Control

No in-app purchases

None

IH Access

No in-app purchases

Questions

Is Horizon My Control free?
Horizon My Control is free to download, with no in-app purchases.
Is IH Access free?
IH Access is free to download, with no in-app purchases.
Which has better reviews, Horizon My Control or IH Access?
Horizon My Control is rated higher. Horizon My Control averages 2.5 out of 5 from 4 ratings, while IH Access averages 1.0 from 1 ratings.
Do Horizon My Control or IH Access have ads?
Neither Horizon My Control nor IH Access shows ads.
Which is updated more often, Horizon My Control or IH Access?
Horizon My Control ships an update every 4 months, and IH Access every 3 months. Most recently, Horizon My Control was updated on November 3, 2026 and IH Access on November 3, 2026.

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