Flouci vs BTK PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flouci
Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.
- Free bank account opening
- Instant money transfers
- In-store and online payments
- Merchant payment integration
- QR code payments
- Digital wallet
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Flouci is your super-app that does everything banking, transactions and payments. Open your free bank account in a few minutes on your phone and get the real digital banking experience - instant money transfers, quick payments in-store and online, easy integrations, and everything in between. GET A FREE BANK ACCOUNT Open a free bank account in a few minutes. All you have to do is follow the instructions, upload the needed documents, and sign your contract. Your new account is directly linked to your Flouci wallet. You can use the account number to deposit your salary or receive payments directly to your account. SEND & RECEIVE MONEY Send and receive money to and from anybody that has a Flouci wallet. It’s easy, cheap, and secure. And it’s pretty instant. All you have to do is enter their number or scan their personal QR code to connect to their profile. You enter the amount and confirm. You both then receive a confirmation, and you’re done! PAY & GET PAID INSTANTLY You now have access to a wide range of partner merchants across Tunisia. You can pay through the app by simply scanning the QR code shown on the counter or the checkout page. Are you a merchant yourself? You can integrate Flouci and start accepting payments in-store and online too! No waiting lines, no more looking for change, or finding out you forgot your wallet at home. Sign up today and stop worrying about waiting lines and cash!
BTK PAY
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Un paiement par facilité et un wallet dans une seule app ? Découvrez BTK PAY, la Super application de BTK BANK. Super Facilité : le super pouvoir de payer en 2 à 12 fois, sans paperasse ni attente, directement avec votre carte BTK. Activez votre facilité en 2 étapes et suivez vos échéances en temps réel. En plus du Super paiement, profitez d’un Smart Wallet pratique et sécurisé pour : • Payer vos factures (STEG, SONEDE) • Régler les frais scolaires • Retirer sans carte • Payer via QR code • Recharger votre TAG • Transfert instantané d’argent entre Wallet Téléchargez BTK PAY : une app gratuite, rapide et sécurisée pour tout gérer, partout.
Screenshots
Verdict
The clearest difference is ads: BTK PAY at none against Flouci's shown. BTK PAY also leads on iOS requirement (13.0 vs 15.1). Flouci's advantage is update cadence (fortnightly vs every 4 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flouci ships an update fortnightly, BTK PAY every 4 months. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.
| Parameter | Flouci | BTK PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (164 ratings) — better | — |
| Positive reviews | 52.8% of reviews | — |
| Number of ratings | 164 — better | — |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 132 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | Kaoun | BTK BPCE |
In-app purchases
Flouci
No in-app purchases
BTK PAY
No in-app purchases
