Comparison

Flouci vs BNA H24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flouci

Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.

Highlights
  • Free bank account opening
  • Instant money transfers
  • In-store and online payments
  • Merchant payment integration
  • QR code payments
  • Digital wallet
Features
Read full description

Flouci is your super-app that does everything banking, transactions and payments. Open your free bank account in a few minutes on your phone and get the real digital banking experience - instant money transfers, quick payments in-store and online, easy integrations, and everything in between. GET A FREE BANK ACCOUNT Open a free bank account in a few minutes. All you have to do is follow the instructions, upload the needed documents, and sign your contract. Your new account is directly linked to your Flouci wallet. You can use the account number to deposit your salary or receive payments directly to your account. SEND & RECEIVE MONEY Send and receive money to and from anybody that has a Flouci wallet. It’s easy, cheap, and secure. And it’s pretty instant. All you have to do is enter their number or scan their personal QR code to connect to their profile. You enter the amount and confirm. You both then receive a confirmation, and you’re done! PAY & GET PAID INSTANTLY You now have access to a wide range of partner merchants across Tunisia. You can pay through the app by simply scanning the QR code shown on the counter or the checkout page. Are you a merchant yourself? You can integrate Flouci and start accepting payments in-store and online too! No waiting lines, no more looking for change, or finding out you forgot your wallet at home. Sign up today and stop worrying about waiting lines and cash!

About

BNA H24

Manage your bank accounts and transactions on the go. Perform transfers, manage beneficiaries, and access credit and card information. Stay updated with real-time account movements and currency exchange rates.

Highlights
  • Real-time account and transaction viewing
  • Simple account-to-account transfers
  • Beneficiary management
  • Checkbook requests
  • Credit and card management
  • Prepaid card services
  • Currency converter
Features
Read full description

BNA H24 vous offre multiples fonctionnalités telles que : - Consultation des comptes et mouvements en temps réel. - Virements simples de compte à compte. - Gestions des bénéficiaires de virement. - Demande et consultation de chéquiers. - Consultation des crédits. - Demande et consultation des cartes et leurs mouvements. - Consultation de vos cartes prépayées. - Recharge de cartes prépayées. - Gestion des bénéficiaires des cartes prépayées. - Convertisseur de devises. - Consultation du cours de change.

Screenshots

Flouci4 screens
BNA H244 screens

Verdict

The call

The clearest difference is rating: Flouci at 4.6 against BNA H24's 2.0. Flouci also leads on review sentiment (53% vs 25%) and ratings volume (164 vs 4). BNA H24's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Flouci holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: Flouci has 164 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 53% of Flouci's written reviews are positive against 25% of BNA H24's.

UpkeepUpdate frequency

Flouci ships an update fortnightly, BNA H24 every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
Flouci versus BNA H24: the parameters behind the verdict, then further details
ParameterFlouciBNA H24
PriceFreeFree
Rating4.6 (164 ratings) — better2.0 (4 ratings)
Positive reviews52.8% of reviews — better25.0% of reviews
Number of ratings164 — better4
Update frequencyFortnightly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size132 MB66 MB
Age rating4+4+
DeveloperKaounBANQUE NAIONALE AGRICOLE(BNA)

Customer experience

Flouci

All ratings162 ratings
Positive90.1%
Neutral3.7%
Negative6.2%
Written reviews36 reviews
Positive52.8%
Neutral8.3%
Negative38.9%

BNA H24

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

Flouci

No in-app purchases

None

BNA H24

No in-app purchases

Questions

Is Flouci free?
Flouci is free to download, with no in-app purchases.
Is BNA H24 free?
BNA H24 is free to download, with no in-app purchases.
Which has better reviews, Flouci or BNA H24?
Flouci is rated higher. Flouci averages 4.6 out of 5 from 164 ratings, while BNA H24 averages 2.0 from 4 ratings.
Do Flouci or BNA H24 have ads?
Flouci shows ads; BNA H24 does not.
Which is updated more often, Flouci or BNA H24?
Flouci ships an update fortnightly, and BNA H24 every 2 months. Most recently, Flouci was updated on November 3, 2026 and BNA H24 on October 30, 2026.

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