Comparison

Mobile.UniCredit vs Кредит на карту 0%

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile.UniCredit

Manage your finances on the go with this mobile banking app. Track expenses, transfer funds, and access account statements. You can even close cards and accounts without visiting a physical branch.

Highlights
  • Manage accounts and track expenses
  • Transfer money via SBP
  • Get statements and confirmations
  • Close cards and accounts remotely
  • In-app customer support chat
Read full description

Welcome to the UniCredit Bank Mobile App! Our app is your personal assistant for managing your finances. What our app enables you to do: — Manage all your accounts and track expenses; — Transfer money between accounts and to other banks via SBP; — Get statements, receipts, and transaction confirmations; — Close cards and accounts without visiting a branch. Customer support is our top priority! We’re here for you — use the chat with us for instant assistance. To share feedback or requests, send us a message in the app via: «More» → «Contact the bank» → «Report an error». Alternatively, write to us at: mobile.bank@unicredit.ru . Mobile.UniCredit — is your digital assistant from UniCredit Bank.

About

Кредит на карту 0%

Quickly obtain online loans directly to your card without visiting a bank. This finance app offers a streamlined process for microloans, making financial assistance fast, convenient, and accessible. Apply in minutes with transparent terms and conditions.

Highlights
  • Instant online loan applications
  • Loans directly to your card
  • No bank visits or extensive paperwork
  • Transparent terms and conditions
  • Quick approval process
  • Accessible financial assistance
Features
Read full description

С невероятной скоростью и удобством нашего приложения, Кредит на карту от Ривады становится проще, чем когда-либо. Нет нужды стоять в очередях или заполнять кучу документов в банках. С помощью нашего мобильного приложения кредит онлайн выдаётся всего за несколько минут. Если вы ищете способ быстро получить займы на карту, наше приложение - это ваш верный выбор. Больше нет нужды искать отделения МФО или банки, потому что у нас все займы онлайн. Наши клиенты ценят нас за оперативность, надежность и прозрачность условий. С нами займ онлайн на карту делается быстрее, чем готовится ваша утренняя чашка кофе. А благодаря интуитивно понятному интерфейсу, вы легко найдете оптимальные условия и сможете получить займ в минимальные сроки. Доверьтесь профессионалам, выберите наше приложение и убедитесь, что финансовая помощь может быть быстрой, удобной и доступной. Ваша стабильность — наш приоритет. Начните пользоваться уже сегодня! Для получения займа, необходимо соблюсти следующие простые условия: - Срок погашения: от 61 до 93 дней. - Годовая процентная ставка (APR): 32,5%. Ежедневная ставка: 0.01%. - Штраф за просрочку: до 0,1% от суммы долга ежедневно, максимум 10% от кредита. - Доп. комиссии: нет. Пример расчета: Основная сумма: 10 000 руб. Срок: 90 дней. Ежедневная комиссия: 10 руб. (3% в месяц). Общая комиссия: 900 руб. К возврату: 10 900 руб. ПСК: 32,5% годовых.При просрочке: неустойка до 0,1% от долга в день, максимум 10% от кредита. Требования: 18-65 лет, паспорт РФ. ООО МКК «РИВАДА» - Микрокредитная компания, внесена в государственный реестр микрофинансовых организация (приказ ФСФР России от 07.04.2021 № 21-030-14-009666) 308004, Белгородская область, г. Белгород, ул. Губкина, д. 21, оф. 1, ОГРН: 1203100012697, Дата присвоения ОГРН: 10.07.2020, ИНН: 3123471982, КПП: 312301001

Screenshots

Mobile.UniCredit4 screens
Кредит на карту 0%4 screens

Verdict

The call

The clearest difference is review sentiment: Кредит на карту 0% at 83% against Mobile.UniCredit's 38%. Кредит на карту 0% also leads on rating (5.0 vs 3.7). Mobile.UniCredit's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Кредит на карту 0% holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Mobile.UniCredit has 67 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 38% of Mobile.UniCredit's written reviews are positive against 83% of Кредит на карту 0%'s.

UpkeepUpdate frequency

Mobile.UniCredit ships an update monthly, Кредит на карту 0% every 4 months. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Mobile.UniCredit versus Кредит на карту 0%: the parameters behind the verdict, then further details
ParameterMobile.UniCreditКредит на карту 0%
PriceFreeFree
Rating3.7 (67 ratings)5.0 (6 ratings) — better
Positive reviews38.4% of reviews82.6% of reviews — better
Number of ratings67 — better6
Update frequencyMonthly — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size89 MB37 MB
Age rating4+17+
DeveloperAO UniCredit BankАвион

Customer experience

Mobile.UniCredit

All ratings66 ratings
Positive66.7%
Neutral4.5%
Negative28.8%
Written reviews86 reviews
Positive38.4%
Neutral8.1%
Negative53.5%

Кредит на карту 0%

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive82.6%
Neutral0.0%
Negative17.4%

In-app purchases

None

Mobile.UniCredit

No in-app purchases

None

Кредит на карту 0%

No in-app purchases

Questions

Is Mobile.UniCredit free?
Mobile.UniCredit is free to download, with no in-app purchases.
Is Кредит на карту 0% free?
Кредит на карту 0% is free to download, with no in-app purchases.
Which has better reviews, Mobile.UniCredit or Кредит на карту 0%?
Кредит на карту 0% is rated higher. Mobile.UniCredit averages 3.7 out of 5 from 67 ratings, while Кредит на карту 0% averages 5.0 from 6 ratings.
Do Mobile.UniCredit or Кредит на карту 0% have ads?
Кредит на карту 0% shows ads; Mobile.UniCredit does not.
Which is updated more often, Mobile.UniCredit or Кредит на карту 0%?
Mobile.UniCredit ships an update monthly, and Кредит на карту 0% every 4 months. Most recently, Mobile.UniCredit was updated on November 3, 2026 and Кредит на карту 0% on November 3, 2026.

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