PayCad vs CrewvoPay

PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS • UMEME electricity tokens and postpaid bills • NWSC water bills • DStv, GOtv, and StarTimes TV subscriptions PAY TAXES • Uganda Revenue Authority (URA) taxes • KCCA local government fees • URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN • 4-digit PIN protection on every transaction • Firebase phone number verification • All data encrypted in transit and at rest • No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.

The easy way to pay, collect and save with your people in Uganda. Send money to any @tag or phone number, pool money with your Crew, save for what matters and cash out to MTN MoMo or Airtel Money, all from one app. GET PAID WITH YOUR @TAG Claim your @tag and personal QR code so anyone can pay you without asking for your number. Or create a pay link, share it on WhatsApp and see exactly who has paid. SEND MONEY IN SECONDS Pay anyone on CrewvoPay by @tag, or send to any MTN or Airtel number. See the fees before you confirm. POOL MONEY WITH YOUR CREW Weddings, trips, gifts, school fees, rent. Start a Crew, invite your people and track every contribution as it lands. RUN A CASH ROUND Save in rounds with people you trust. Everyone contributes each cycle and the pot goes to a different member every time. SAVE FOR WHAT MATTERS Create savings goals, turn on auto-save and round-ups, or lock a goal until a date you choose. ADD AND CASH OUT WITH MOBILE MONEY Add money from MTN MoMo, Airtel Money or card, and withdraw back to mobile money whenever you need it. A VIRTUAL VISA CARD Get a virtual USD card for online shopping. Pick from 12 card designs and freeze it anytime. FAMILY Send allowances, set spending limits and manage household money in one place. YOUR MONEY, LOCKED DOWN Every payment is authorised with your PIN. Sign in with Face ID or fingerprint, get real-time alerts and report anything you don't recognise. CrewvoPay is a financial technology company, not a bank. Virtual USD cards are issued under licence from Visa by our licensed card partner.