Comparison

RukaPay vs CrewvoPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RukaPay

Features
Read full description

RukaPay is a powerful, secure, and user-friendly payment gateway designed to make sending and receiving money effortless. Whether you're a business owner, a service provider, or an everyday user, RukaPay provides the tools you need to manage transactions with confidence, speed, and reliability. Multiple Payment Methods With RukaPay, you can accept and send payments using multiple channels: MTN Mobile Money Airtel Money RukaPay Wallet Linked Bank Accounts Support for these widely used methods ensures that you’re always connected, whether your customers are local or across borders. Tap-to-Pay with QR Code Say goodbye to complicated payment flows. RukaPay supports Tap-to-Pay using dynamic QR codes — a fast, cashless, and secure way to pay. Simply scan the code or let your customer scan yours to complete a transaction instantly. It’s ideal for retail shops, delivery services, and in-person payments. Built for Users and Businesses RukaPay is more than just a payment app — it's a full-featured financial tool designed to scale with your needs: For individuals: Send and receive money, check balances, and monitor transactions in real time. For businesses: Integrate RukaPay with your POS, website, or mobile app and start receiving payments with low fees and instant settlement. Fast & Seamless Experience Our platform is optimized for speed and reliability. With real-time transaction updates and automatic syncing across devices, you’re always in control of your finances. Security You Can Trust Security is at the heart of RukaPay. We use modern encryption, tokenized transactions, and secure API keys to protect your data and payments. Whether you’re using our mobile app or integrating with our backend, your information is safe. Insightful Dashboard & History Easily track and manage all your transactions. Filter by date, amount, or payment method and generate reports to help you stay on top of your cash flow. Developer-Friendly API Integration For businesses and developers, RukaPay offers robust APIs for seamless integration. Our documentation provides everything you need to build custom checkout flows, automate transactions, and scale your payment systems. Future-Ready Infrastructure RukaPay is constantly evolving. We’re building features that support international payments, digital invoicing, and more — all designed to future-proof your financial operations.

About

CrewvoPay

Easily manage money with groups, collect funds for shared expenses, and set savings goals together. Create payment links to receive funds and manage household finances in one place.

Highlights
  • Instant payments to anyone
  • Collect money for shared expenses
  • Set and track savings goals
  • Create shareable payment links
  • Family mode for household finances
Features
Read full description

The easy way to pay, collect and save with your people in Uganda. Send money to any @tag or phone number, pool money with your Crew, save for what matters and cash out to MTN MoMo or Airtel Money, all from one app. GET PAID WITH YOUR @TAG Claim your @tag and personal QR code so anyone can pay you without asking for your number. Or create a pay link, share it on WhatsApp and see exactly who has paid. SEND MONEY IN SECONDS Pay anyone on CrewvoPay by @tag, or send to any MTN or Airtel number. See the fees before you confirm. POOL MONEY WITH YOUR CREW Weddings, trips, gifts, school fees, rent. Start a Crew, invite your people and track every contribution as it lands. RUN A CASH ROUND Save in rounds with people you trust. Everyone contributes each cycle and the pot goes to a different member every time. SAVE FOR WHAT MATTERS Create savings goals, turn on auto-save and round-ups, or lock a goal until a date you choose. ADD AND CASH OUT WITH MOBILE MONEY Add money from MTN MoMo, Airtel Money or card, and withdraw back to mobile money whenever you need it. A VIRTUAL VISA CARD Get a virtual USD card for online shopping. Pick from 12 card designs and freeze it anytime. FAMILY Send allowances, set spending limits and manage household money in one place. YOUR MONEY, LOCKED DOWN Every payment is authorised with your PIN. Sign in with Face ID or fingerprint, get real-time alerts and report anything you don't recognise. CrewvoPay is a financial technology company, not a bank. Virtual USD cards are issued under licence from Visa by our licensed card partner.

Screenshots

RukaPay4 screens
CrewvoPay4 screens

Verdict

The call

The clearest difference is update cadence: CrewvoPay at every 5 days against RukaPay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RukaPay ships an update every 3 weeks, CrewvoPay every 5 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
RukaPay versus CrewvoPay: the parameters behind the verdict, then further details
ParameterRukaPayCrewvoPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size76 MB65 MB
Age rating4+4+
DeveloperRhino Payment Services LimitedPURE-COIN INNOVATIONS

In-app purchases

None

RukaPay

No in-app purchases

None

CrewvoPay

No in-app purchases

Questions

Is RukaPay free?
RukaPay is free to download, with no in-app purchases.
Is CrewvoPay free?
CrewvoPay is free to download, with no in-app purchases.
Do RukaPay or CrewvoPay have ads?
Neither RukaPay nor CrewvoPay shows ads.
Which is updated more often, RukaPay or CrewvoPay?
RukaPay ships an update every 3 weeks, and CrewvoPay every 5 days. Most recently, RukaPay was updated on October 30, 2026 and CrewvoPay on October 31, 2026.

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