PayCad vs ChapChap Agent

PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS • UMEME electricity tokens and postpaid bills • NWSC water bills • DStv, GOtv, and StarTimes TV subscriptions PAY TAXES • Uganda Revenue Authority (URA) taxes • KCCA local government fees • URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN • 4-digit PIN protection on every transaction • Firebase phone number verification • All data encrypted in transit and at rest • No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.

ChapChap Agent is the mobile money app built for agents — fast, reliable, and designed for the pace of your business. Run your agent operations from one app: FLOAT MANAGEMENT Check your float balance in real time, track top-ups, and avoid the guesswork that slows down transactions. CASH-IN / CASH-OUT Process deposits and withdrawals quickly, with clear confirmations for every transaction. COMMISSION TRACKING See exactly what you've earned, by day, week, or month — no more manual tallying. TRANSACTION HISTORY & RECEIPTS Every transaction is logged and searchable, so disputes and reconciliations take minutes, not hours. CUSTOMER SUPPORT Get help directly in the app when something doesn't go as planned. Built for agents who move fast and can't afford downtime, ChapChap Agent keeps your business running smoothly — transaction after transaction. Download ChapChap Agent and simplify how you manage your mobile money business.