Comparison

ASTRAPAY vs Superbank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ASTRAPAY

This digital payment solution simplifies daily transactions for bills, transportation, and daily needs. It offers convenient QRIS payments, bill settlements for various services, and easy top-ups. Earn rewards and transfer funds seamlessly.

Highlights
  • QRIS payments
  • Bill and service payments
  • Transportation payments
  • Top-up options
  • Fund transfers
  • AstraPoints rewards
Features
Read full description

Dari kebutuhan harian, bulanan, sampe tahunan #APAAJAASTRAPAY Selalu percayakan AstraPay sebagai solusi pembayaran digital di kehidupan sehari-harimu! Mulai dari memenuhi kebutuhan rumah tangga, bayar servis kendaraan, transportasi untuk pergi ke kantor, bayar asuransi hingga nongkrong di cafe yang aesthetic. Sekarang, kamu bisa bayar apa aja dengan simple, aman dan bikin kamu lebih untung karena AstraPay will always makes your day. Yuk, intip ada fitur-fitur apa aja di AstraPay: Bayar Apapun Lebih Simple Pake Scan QRIS Sekarang, Gak perlu worry lupa bawa dompet pas lagi nongkrong karena ada AstraPay yang memudahkan pembayaranmu. Transaksi lebih simple, nyaman dan aman. Bayar Ini Itu Jadi Lebih Gampang Siapa di sini yang panik kalau lampu rumah tiba-tiba mati tengah malam, pulsa mau habis saat doi minta call, kartu e-money ketinggalan pas mau naik MRT, mau masak tapi persediaan di kulkas habis, badan gaenak badan tapi mager pergi ke dokter? Nih, ada AstraPay yang bikin kamu gak panik lagi kalau kejadian tadi terjadi. - Kamu bisa bayar/beli Pulsa, Paket Data, Pascabayar, Voucher Game, Telkom, Internet, TV Kabel, PLN, PDAM, PGN, Pertagas, Donasi & Zakat, Asuransi, dan PBB dari rumah aja pake AstraPay. - Lebih nyaman naik transportasi umum tanpa takut ketinggalan kartu karena bisa bayar MRT Jakarta, TransJakarta, Trans Jateng, Trans Jatim, Trans Jogja, Trans Semarang, Trans Batam hingga Daytrans pake AstraPay - Kebutuhan harian jadi lebih hemat pakai promo dari AstraPay di SayurBox, Segari, AlloFresh, dan Halodoc. Bayar Angsuran Astra Group dan Lainnya Sekarang kamu cuma butuh satu aplikasi untuk bayar angsuran Astra Group seperti FIFGROUP, TAF, ACC, Maucash, serta tagihan bulanan, pajak dan masih banyak lagi. Top-up Tanpa Ribet Saldo AstraPay kamu kurang? Tenang, gak usah panik! Kamu bisa top-up saldo AstraPay lewat ATM, internet banking, atau m-banking dengan +10 bank rekanan AstraPay termasuk Bank Permata, BCA, BNI, CIMB Niaga, dan bank lainnya atau kamu bisa langsung meluncur ke Alfamart terdekat. Transfer ke Sesama Pengguna Sekarang, mau transfer uang untuk orang tua, istri, anak, atau doi, semua bisa kamu lakukan dengan fitur Transfer Sesama Pengguna nih, lebih cepat dan pastinya tidak ada biaya admin! Kumpulin AstraPoints Sebanyak-banyaknya 1 AstraPoints = 1 Rupiah. Yuk, kumpulin AstraPoints sebanyak-banyaknya dan tukarkan dengan voucher menarik untuk nonton, belanja, jalan-jalan dan nongkrong di cafe ternama. Temukan keasikan dalam menggunakan AstraPay untuk keseharianmu Karena mulai kebutuhan harian, bulanan sampe tahunan #APAAJAASTRAPAY!

About

Superbank

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

Highlights
  • High-yield savings and deposit accounts
  • QRIS payments
  • Free transfers
  • Easy loan access
  • Linked Grab deals
  • Secure PIN and alerts
Read full description

Rewarding, safe, and super fun banking with Superbank! Superbank is part of Grab, Emtek, GxS, and KakaoBank. Enjoy a simpler, transparent, and more rewarding way to manage your money. #SekarangWaktunyaSuperbank! Check out all the awesome features waiting for you: - Hassle-free account opening with no monthly admin fees and no minimum balance required. - Enjoy up to 200 free transfers every month. - MAIN SAVINGS: Grow your daily funds effortlessly with 5% p.a. interest. - CELENGAN: Save automatically every day with Celi and earn 10% p.a. interest! - DEPOSIT: Start your deposit from just Rp500 thousand and earn interest up to 7.50% p.a. - PINJAMAN ATUR SENDIRI (PAS): Ultimate flexibility! Access a loan limit up to Rp100 million and set your own due dates and repayment amounts. - SAKU: Organize your budget for hobbies, trips, or daily needs with Sakuru while still enjoying 5% p.a. interest. - KARTU UNTUNG: Play daily card games with Taro and win millions in daily prizes! - MORE SAVINGS ON GRAB: Link your Superbank or OVO Nabung account and enjoy exclusive discounts. - Pay for daily essentials and treats smoothly with Superbank QRIS. Your data and funds are protected with PIN verification, push notifications, and email alerts. Got questions or need a hand? Contact Super Care via in-app chat, call 1500 333, or email care@superbank.id. Explore more at https://www.superbank.id PT Super Bank Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and is a member of the LPS guarantee program. Please pay attention to the guaranteed interest rate set by LPS. Savings with interest rates exceeding the guaranteed rate are not insured by LPS.

Screenshots

ASTRAPAY4 screens
Superbank4 screens

Verdict

The call

The clearest difference is review sentiment: Superbank at 88% against ASTRAPAY's 38%. Superbank also leads on rating (4.6 vs 4.0). ASTRAPAY's advantage is monetization model (free vs ad-supported) and iOS requirement (13.6 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Superbank holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 4 and 9 respectively. Written reviews point the same way: 38% of ASTRAPAY's written reviews are positive against 88% of Superbank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 16, 2026 and September 14, 2026 respectively.

Scorecard4 real differences · 6 level
ASTRAPAY versus Superbank: the parameters behind the verdict, then further details
ParameterASTRAPAYSuperbank
PriceFreeFree
Rating4.0 (4 ratings)4.6 (9 ratings) — better
Positive reviews37.9% of reviews87.5% of reviews — better
Number of ratings49 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.6 — better15.0
Further details — not scored
Size136 MB134 MB
Age rating4+17+
DeveloperASTRA DIGITAL ARTA, PTPT Super Bank Indonesia

Customer experience

ASTRAPAY

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews58 reviews
Positive37.9%
Neutral1.7%
Negative60.3%

Superbank

All ratings9 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

In-app purchases

None

ASTRAPAY

No in-app purchases

None

Superbank

No in-app purchases

Questions

Is ASTRAPAY free?
ASTRAPAY is free to download, with no in-app purchases.
Is Superbank free?
Superbank is free to download, with no in-app purchases.
Which has better reviews, ASTRAPAY or Superbank?
Superbank is rated higher. ASTRAPAY averages 4.0 out of 5 from 4 ratings, while Superbank averages 4.6 from 9 ratings.
Do ASTRAPAY or Superbank have ads?
Neither ASTRAPAY nor Superbank shows ads.
Which is updated more often, ASTRAPAY or Superbank?
ASTRAPAY ships an update fortnightly, and Superbank fortnightly. Most recently, ASTRAPAY was updated on September 16, 2026 and Superbank on September 14, 2026.

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