EndCash Business vs TECH

Beyond Business as Usual. Endcash is more than just a mobile wallet. It’s a whole new digital payment and social hub that transforms your mobile device into cashless registers for your business and a highly-secure money management solution, powered by Republic Bank. WHY USE ENDCASH? Endcash gives you the ability to: • ENJOY SECURE ACCESS to your digital wallet using a password or Fingerprint ID • EXPERIENCE CONTACT-FREE TRANSACTIONS as payments can be acquired remotely or in-store via a QR Code • SEND PAYMENT REQUESTS, REFUNDS, OPEN TABS AND SETTLE your wallet balance, seamlessly, using the secured money management features • LET CUSTOMERS FIND YOUR BUSINESS(ES) easily via Nearby Places • SHARE PROMOTIONS, PICTURES, VIDEOS, UPDATES and more on your Newsfeed, visible to all users • CHAT AND BUILD RAPPORT with customers on the app and even translate messages using the in-app messaging service • HAVE YOUR BUSINESS REVIEWED and shared by customers • BE NOTIFIED INSTANTLY when money or messages are sent • CREATE BRANCHES AND REGISTERS in minutes • ------------------------------- WE KEEP YOUR DATA SECURE All information is secured via robust encryption protocols and firewalls – tested and proven to ensure the highest level of protection for your data. ------------------------------- We’re always happy to hear from you. You can email us at: endcashsupport@rfhl.com with any suggestions or feedback that can help make us better. If you’d like to learn more, visit us at: www.endcash.com and sign up today. ------------------------------- DISCLAIMER: ANY FUNDS in your Endcash wallet (REGARDLESS OF THE AMOUNT) will not be insured or guaranteed by the Deposit Insurance Corporation (“DIC”) as this type of account does not qualify for insurance Coverage by the DIC.

TECH->U E-Services Mobile App is a safe and secure mobile application with 100+ features and services satisfying more than just banking needs. It is a convenient way to access your TECU account, transfer funds, pay bills, link to other bank accounts and open fixed deposits. The app is equipped with advanced encryption and security technologies. All account information is 256-bit SSL protected. You login to your account with your Customer ID, date of birth and your confidential Mobile PIN (MPIN). If your MPIN is entered incorrectly for five consecutive times, the system will block the usage of your MPIN. If your phone is lost or stolen, once reported to the Credit Union the MPIN and access to your account through TECH->U E-Services Mobile will be disabled.