TECH vs Guap

TECH->U E-Services Mobile App is a safe and secure mobile application with 100+ features and services satisfying more than just banking needs. It is a convenient way to access your TECU account, transfer funds, pay bills, link to other bank accounts and open fixed deposits. The app is equipped with advanced encryption and security technologies. All account information is 256-bit SSL protected. You login to your account with your Customer ID, date of birth and your confidential Mobile PIN (MPIN). If your MPIN is entered incorrectly for five consecutive times, the system will block the usage of your MPIN. If your phone is lost or stolen, once reported to the Credit Union the MPIN and access to your account through TECH->U E-Services Mobile will be disabled.

Guap makes it easy to turn cash into digital dollars, send money across borders, and stay in control of every cent. Load your wallet with cash for 0 fees at select US locations and get instant digital dollars you can spend or save right away. No hidden markups, no waiting around. You can also add funds from the apps you already use. Send from Cash App, Coinbase, Strike, or any Lightning‑compatible wallet—your money shows up in Guap within seconds. Sending money between the US and the Caribbean has never been faster. Skip the lines, the fees, and the paperwork. With Guap, transfers happen in minutes, not days. Even if you don’t have a bank account or card, Guap works for you. Use ATMs and your phone together to move smoothly between cash and digital dollars, anytime. GUAP FEATURES CASH TO STABLECOINS, 0 FEES Buy stablecoins with cash for 0 fees at participating US locations, with instant delivery to your wallet. FAST CROSS‑BORDER TRANSFERS Send money between the US and the Caribbean in minutes instead of days—no lines, no stress. FUND FROM LIGHTNING WALLETS Add funds instantly from Cash App, Coinbase, Strike, and other Lightning wallets. SELF‑CUSTODY BY DEFAULT You hold your stablecoins directly, keeping full control of your money—simple and secure. BUILT FOR CASH ECONOMIES Use Guap even without a bank account or card. Move easily between cash and digital dollars anytime. Guap is the faster, easier way to turn cash into digital dollars and send money home instantly—no banks, no borders, no hidden fees. Your Guap wallet is self‑custody by default, which means you—not a company—always have full control of your money. It’s simple, secure, and built for everyone.