Comparison

iWallet vs My

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iWallet

This payment app allows you to process credit card payments and deposit checks directly from your smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in reputation management. Funds are transferred to your bank account within two to three business days.

Highlights
  • Mobile check deposits
  • Contactless payments (Tap to Pay)
  • Reputation management
  • Tipping feature
  • Unlimited sub accounts
  • Fraud detection
Features
Read full description

iWallet, a BBB A+ rated payment app to process credit cards or deposit checks in the field anytime, anywhere with a smartphone or tablet. > Mobile checks deposits into your existing bank account > Banking fees and paper check handling costs are eliminated > Tap to Pay, the most secure way to accept contactless payments > Reputation management included for no additional charge > Tipping feature built in which helps with employee retention > Unlimited sub accounts supports multiple users > Process checks risk free with optional check guarantee protection > Funds are transferred to your bank account in two to three business days. > Fraud detection instantly verifies consumer checking accounts before completing the transaction > All payments are processed through Fifth Third Bank or Well Fargo > Must be 18 years or older to use the iWallet

About

My

Features
Read full description

eReceipt keeps your receipts, your cards, your spending and your budget in one place. RECEIPTS, SORTED Receipts from participating stores land in the app automatically. Forward email receipts or snap a photo of a paper one, and eReceipt pulls out the store, the date and the total, then matches each receipt to the transaction it belongs to. No digging through a wallet, no manual filing. ALL YOUR CARDS, ONE VIEW Log in securely to see every payment card side by side. Follow the transactions on each card, and tap any one to pull up its receipt. KNOW WHAT’S SAFE TO SPEND Connect your bank accounts and eReceipt turns your transactions into a forward-looking budget. It finds your paychecks and recurring bills on its own, sorts spending into categories, and shows you a daily safe-to-spend number so you always know where you stand before the month is over. A monthly budget built from your income, bills and savings Automatic bill and paycheck detection A calendar of what you’ve spent and what’s coming Reminders before your bills are due Modes for steady paychecks and gig income Savings-first planning so your goals come before leftovers One app for every receipt, every card and every budget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://prod-ereceipt-docs.s3.us-west-1.amazonaws.com/policies/privacy-policy/privacy-policy.html

Screenshots

iWallet3 screens
My4 screens

Verdict

The call

The clearest difference is in-app purchases: iWallet at none against My's 2. iWallet also leads on update cadence (weekly vs every 7 months) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My sells 2 in-app purchases, starting at $9.99 per month. iWallet asks for nothing beyond the download.

UpkeepUpdate frequency

iWallet ships an update weekly, My every 7 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
iWallet versus My: the parameters behind the verdict, then further details
ParameteriWalletMy
PriceFreeFree
Rating4.8 (930 ratings) — better—
Positive reviews69.2% of reviews—
Number of ratings930 — better—
Update frequencyWeekly — betterEvery 7 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size157 MB67 MB
Age rating17+9+
DeveloperiWallet, IncTradeNexus, Corp.

In-app purchases

None

iWallet

No in-app purchases

2 purchases

My

Subscriptions2
  • Power Plan Monthly1 Month trial$9.991 Month
  • Power Plan Annual1 Month trial$79.991 Year

Questions

Is iWallet free?
iWallet is free to download, with no in-app purchases.
Is My free?
My is free to download, with in-app purchases available.
Do iWallet or My have ads?
Neither iWallet nor My shows ads.
Which is updated more often, iWallet or My?
iWallet ships an update weekly, and My every 7 months. Most recently, iWallet was updated on November 3, 2026 and My on October 30, 2026.

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