Comparison

My vs AI Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My

Features
Read full description

eReceipt keeps your receipts, your cards, your spending and your budget in one place. RECEIPTS, SORTED Receipts from participating stores land in the app automatically. Forward email receipts or snap a photo of a paper one, and eReceipt pulls out the store, the date and the total, then matches each receipt to the transaction it belongs to. No digging through a wallet, no manual filing. ALL YOUR CARDS, ONE VIEW Log in securely to see every payment card side by side. Follow the transactions on each card, and tap any one to pull up its receipt. KNOW WHAT’S SAFE TO SPEND Connect your bank accounts and eReceipt turns your transactions into a forward-looking budget. It finds your paychecks and recurring bills on its own, sorts spending into categories, and shows you a daily safe-to-spend number so you always know where you stand before the month is over. A monthly budget built from your income, bills and savings Automatic bill and paycheck detection A calendar of what you’ve spent and what’s coming Reminders before your bills are due Modes for steady paychecks and gig income Savings-first planning so your goals come before leftovers One app for every receipt, every card and every budget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://prod-ereceipt-docs.s3.us-west-1.amazonaws.com/policies/privacy-policy/privacy-policy.html

About

AI Expense Tracker

Track your spending effortlessly with an AI-powered expense manager. Log expenses by voice or receipt, and automatically categorize transactions. Maintain privacy with no bank logins or sign-ups required.

Highlights
  • Voice expense logging
  • AI receipt scanning
  • Automatic categorization
  • Apple Pay integration
  • Budget and bill tracking
  • Recurring expense management
  • Private iCloud sync
Features
Read full description

See where your money actually goes — without sign-ups, bank logins, or handing over your identity. Spent is a minimal AI expense tracker that does the boring part for you. Say what you spent. Snap a receipt. Tap with Apple Pay. AI sorts it, your month adds up, and you close the app. That's the whole job. ANONYMOUS BY DESIGN No account. No identity. No external database. Your transactions live on your phone and sync only through your own private iCloud. Your money is nobody's business. SUBSCRIPTION REQUIRED Spent includes a free trial (cancel anytime). After the trial ends, an active monthly or yearly auto-renewing subscription is required to continue using the app. Full subscription details are listed below. WHAT MAKES IT DIFFERENT → Just say it. Hit the mic or use Siri — "twelve bucks at Starbucks." Amount, merchant, category, done. → Snap a receipt. Photograph it or drop a screenshot from your banking app. AI reads every line item. → Tap, pay, tracked. Apple Pay purchases logged automatically via Shortcuts — no bank link, no credentials shared. → AI categorizes everything. Groceries, eating out, utilities, subscriptions — sorted the moment they land. Merchant logos included. → Budgets that keep up. One number for the month, or per-category limits and bills with live progress and no surprises. → Recurring & subscription tracking. Netflix, Spotify, rent — set them once and Spent handles the rest. → Share a wallet. Track a household, a couple, or a trip with live sync — fully private to the people in it. → Scan a statement. Drop a screenshot of your bank app, AI imports the transactions, you keep tracking. → Works offline-first. Manage your money anywhere, sync when you want. WHO IT'S FOR People who want a real budget planner and expense manager — without a 40-step onboarding, without surrendering bank credentials, and without becoming the product. Anonymous spending tracking that actually respects you. SUBSCRIPTION DETAILS Spent offers two auto-renewing subscription options: YEARLY SUBSCRIPTION — with free trial (cancel anytime) MONTHLY SUBSCRIPTION — with free trial (cancel anytime) • Payment will be charged to your iTunes Account at confirmation of purchase. • The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. • Any unused portion of the free trial will be forfeited if you purchase a subscription. Terms of Use: https://get-spent.app/terms Privacy Policy: https://get-spent.app/privacy

Screenshots

My4 screens
AI Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: AI Expense Tracker at every 2 weeks against My's every 7 months. My's advantage is iOS requirement (16.4 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My sells 2 in-app purchases, starting at $9.99 per month and AI Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My ships an update every 7 months, AI Expense Tracker every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
My versus AI Expense Tracker: the parameters behind the verdict, then further details
ParameterMyAI Expense Tracker
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 7 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
Monetization—Subscription
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better26.2
Further details — not scored
Size67 MB37 MB
Age rating9+4+
DeveloperTradeNexus, Corp.Eduardo Ozanan Correia

In-app purchases

2 purchases

My

Subscriptions2
  • Power Plan Monthly1 Month trial$9.991 Month
  • Power Plan Annual1 Month trial$79.991 Year
4 purchases

AI Expense Tracker

Subscriptions4
  • 1-Month Full Access7 Days trial$3.991 Month
  • 1-Month Family Full Access7 Days trial$5.991 Month
  • 12-Month Full Access7 Days trial$29.991 Year
Show 1 more
  • 12-Month Family Full Access7 Days trial$49.991 Year

Questions

Is My free?
My is free to download, with in-app purchases available.
Is AI Expense Tracker free?
AI Expense Tracker is free to download, with in-app purchases available.
Do My or AI Expense Tracker have ads?
Neither My nor AI Expense Tracker shows ads.
Which is updated more often, My or AI Expense Tracker?
My ships an update every 7 months, and AI Expense Tracker every 2 weeks. Most recently, My was updated on October 30, 2026 and AI Expense Tracker on October 31, 2026.

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