bm merchant vs SI Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
bm merchant
This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.
- Receive payments via QR code
- Request payments using mobile number or alias
- Accept or reject payment requests
- Share QR code for easy payments
- Digital wallet functionality
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BM merchant is a digital wallet that allows you to receive or request payments from consumers who are registered to any banks mobile payments services. An option of either using the consumer’s mobile number, alias, scanning yours or the consumers QR code is provided to make payments easier. Our features: Collect Payments-Allows you to receive payments from consumer by generating a QR code that will be scanned by the consumer with the bill amount already set. Initiate Payments-An option is also provided for you to request a payment from the consumer using their mobile number, alias, and scanning their QR, wherein the consumer has an option to accept or reject the payment. The merchant has an option to share their QR code to the consumer, which enables them to scan and make the payments through the application, anywhere.
SI Business
This wholesale banking app allows clients to log in and approve transactions like payments and bills using biometrics. Access account details, view mini-statements, and check transaction statuses on the go.
- Biometric login and transaction approval
- Approve single, salary, credit card, utility, and tax payments
- Access operating and loan accounts
- View mini-statements
- Check transaction status
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"Welcome to Sohar International business mobile application designed exclusively for our wholesale banking clients. The app enables you to login and approve various transactions using your biometrics on the move. Authorise payements on the go: (a) single payments (domestic or international) (b) salary payments (c) credit card payments (d) utilitty bill payments (e) tax payments Access all your operating accounts, loan accounts, view mini-statements and check transaction status."
Screenshots
Verdict
The clearest difference is update cadence: SI Business at every 3 weeks against bm merchant's every 4 months. On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
bm merchant ships an update every 4 months, SI Business every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | bm merchant | SI Business |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 7 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | BankMuscat | SOHAR INTERNATIONAL BANK SAOG |
In-app purchases
bm merchant
No in-app purchases
SI Business
No in-app purchases
