ONEIC Pay vs SI Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONEIC Pay
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
- E-Wallet services
- Pay utility bills
- Telecom recharges
- Traffic fine payments
- Money transfers
- QR code payments
- Earn and redeem rewards
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ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption
SI Business
This wholesale banking app allows clients to log in and approve transactions like payments and bills using biometrics. Access account details, view mini-statements, and check transaction statuses on the go.
- Biometric login and transaction approval
- Approve single, salary, credit card, utility, and tax payments
- Access operating and loan accounts
- View mini-statements
- Check transaction status
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"Welcome to Sohar International business mobile application designed exclusively for our wholesale banking clients. The app enables you to login and approve various transactions using your biometrics on the move. Authorise payements on the go: (a) single payments (domestic or international) (b) salary payments (c) credit card payments (d) utilitty bill payments (e) tax payments Access all your operating accounts, loan accounts, view mini-statements and check transaction status."
Screenshots
Verdict
The clearest difference is rating: ONEIC Pay at 4.0 against SI Business's 1.0. ONEIC Pay also leads on ratings volume (124 vs 1). SI Business's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ONEIC Pay holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: ONEIC Pay has 124 ratings behind it against 1, so its average is the more settled of the two.
ONEIC Pay ships an update every 3 months, SI Business every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | ONEIC Pay | SI Business |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (124 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 59.0% of reviews | — |
| Number of ratings | 124 — better | 1 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 126 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Oman National Engineering and Investment(SAOG) | SOHAR INTERNATIONAL BANK SAOG |
In-app purchases
ONEIC Pay
No in-app purchases
SI Business
No in-app purchases
