Comparison

bm merchant vs OMPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bm merchant

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

Highlights
  • Receive payments via QR code
  • Request payments using mobile number or alias
  • Accept or reject payment requests
  • Share QR code for easy payments
  • Digital wallet functionality
Features
Read full description

BM merchant is a digital wallet that allows you to receive or request payments from consumers who are registered to any banks mobile payments services. An option of either using the consumer’s mobile number, alias, scanning yours or the consumers QR code is provided to make payments easier. Our features: Collect Payments-Allows you to receive payments from consumer by generating a QR code that will be scanned by the consumer with the bill amount already set. Initiate Payments-An option is also provided for you to request a payment from the consumer using their mobile number, alias, and scanning their QR, wherein the consumer has an option to accept or reject the payment. The merchant has an option to share their QR code to the consumer, which enables them to scan and make the payments through the application, anywhere.

About

OMPAY

Manage your money, send international remittances, and make payments with this secure digital wallet. It offers fast, seamless transfers for personal and business use, connecting you globally.

Highlights
  • Secure digital wallet
  • International remittances
  • Online payment processing
  • QR-based payments
  • In-chat domestic transfers
  • Competitive exchange rates
Features
Read full description

OMPAY – The Smarter Way to Pay! OMPAY by Omantel has reimagined the way you manage your money, send international remittances, and make payments. Our wallet solution offers fast, secure, and seamless transfers, giving you the freedom to connect with family, friends, and businesses across the globe. OMPAY Wallet is a comprehensive, licensed financial platform that brings you everything you need in one place: Key Features: Secure Wallet: Store your money, cards, and other financial assets in a safe, easy-to-use digital wallet. Account Issuance: Get secure, user-friendly e-wallet services for everyday transactions. In-Chat Transfers: Send instant domestic transfers within a closed-loop system. Payment Gateway: Safe and efficient online payment processing for businesses and consumers. Payment Aggregator: Streamline transactions by integrating multiple payment methods into one platform. QR-Based Payments: Enjoy quick, contactless payments via QR codes. Cross-Border Remittances: Send money internationally with competitive rates and swift delivery to over 200+ countries. Why OMPAY? • Superior Rates & Low Fees: Enjoy competitive exchange rates with transparent charges. • Financial Inclusion: Access essential financial services, especially for underserved communities. • Secure & Reliable: Powered by cutting-edge fintech infrastructure for your peace of mind. With OMPAY, experience a better, safer way to manage and send money globally. Download the app now and keep your loved ones and business connected, no matter where they are!

Screenshots

bm merchant4 screens
OMPAY4 screens

Verdict

The call

The clearest difference is update cadence: OMPAY at monthly against bm merchant's every 4 months. bm merchant's advantage is iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

bm merchant ships an update every 4 months, OMPAY monthly. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
bm merchant versus OMPAY: the parameters behind the verdict, then further details
Parameterbm merchantOMPAY
PriceFreeFree
Rating—3.4 (5 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size7 MB161 MB
Age rating4+4+
DeveloperBankMuscatGlobal Financial Technology

Customer experience

bm merchant

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

OMPAY

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

bm merchant

No in-app purchases

None

OMPAY

No in-app purchases

Questions

Is bm merchant free?
bm merchant is free to download, with no in-app purchases.
Is OMPAY free?
OMPAY is free to download, with no in-app purchases.
Do bm merchant or OMPAY have ads?
Neither bm merchant nor OMPAY shows ads.
Which is updated more often, bm merchant or OMPAY?
bm merchant ships an update every 4 months, and OMPAY monthly. Most recently, bm merchant was updated on October 17, 2026 and OMPAY on October 9, 2026.

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