君子爱财 vs totus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
君子爱财
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君子爱财： 一、非单纯记账，乃个人财务管理； 二、不仅管理流水，还管理存款、借贷、投资、不动产、人情等财务活动； 三、您只需记账，一应账务处理、年报月报、图表统计皆由软件负责； 四、需日日记账、月月自省，不可倦怠，方能体会记账理财之功 五、无广告、无弹窗、无带货 六、凡金财皆身外物，取之不可枉法、用之不可奢纵、闲之用心打理，不亏蚀，善用进利，慎之； 君子爱财 十年不晚 www.junziaicai.com
totus
Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.
- All asset types supported
- Smart data analysis
- Investment management pro
- Multi-currency support
- Elegant user experience
- Data security
- AI intelligent insights
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totus helps you manage personal net worth without tracking every expense. Instead of logging every coffee or grocery bill, you can update the important balances that actually change your wealth: cash, bank accounts, funds, stocks, ETFs, precious metals, crypto, real estate, receivables, mortgages, credit cards, and other liabilities. Why use totus Net worth first See assets, liabilities, and total net worth in one place. Keep a clear monthly or weekly snapshot of where your money is. Investment tracking Track funds, stocks, ETFs, precious metals, and crypto. Refresh market prices and exchange rates to keep your portfolio easier to maintain. Multi-currency support Manage assets across CNY, USD, HKD, EUR, JPY, GBP, and more. Totus converts values into your base currency for a unified view. Local and private No account is required. Core asset data is stored on your device. Totus does not ask you to bind bank cards, payment apps, or brokerage passwords. Useful analysis View asset allocation, net worth trends, investment returns, and debt structure so you can understand your financial position faster. Good for People who do not want daily bookkeeping, but still want a serious personal asset dashboard. Pro options Monthly: $0.99/month Annual: $9.99/year Lifetime: $19.99 Contact: frzzbug@gmail.com Privacy Policy: https://markcup.xgmm.me/totus-privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is in-app purchases: 君子爱财 at none against totus's 3. totus's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.5). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. totus sells 3 in-app purchases, starting at $4.00 per month. 君子爱财 asks for nothing beyond the download.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 8, 2026 and October 30, 2026 respectively.
| Parameter | 君子爱财 | totus |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.6 (5 ratings) — better |
| Positive reviews | — | 85.7% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 16 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | 志刚 孔 | 国民 谢 |
In-app purchases
君子爱财
No in-app purchases
totus
- 黑金月计划$4.001 Month
- 黑金年计划$9.991 Year
- 黑金终身会员$50.90
