Moono vs Divvi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moono
Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.
- Offline expense and income tracking
- iCloud synchronization
- Customizable accounts and categories
- Financial analytics
- Data export
- Light and dark mode support
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Start spending your money consciously by tracking expenses and incomes with Moono. Moono: doesn't require Internet connection, iCloud synchronizable, simple and clear in usage, made with love and in native design. • All functionality without any registration • Add transactions quickly • Use different accounts, categories, text notes and photo attachments with no limits • Customise your accounts and categories with name, color and icon • Don't lose any of your account with function of Archiving • Use iOS and macOS at the same time with iCloud synchronization • Doesn’t require Internet access (only for iCloud synchronization) • Clear financial Analytics • Supports light and dark mode • Plenty of currencies • Export of data • Native intuitive design • Light weight app • Several languages available • No ads We are EAGER to hear your feedback. Don't hesitate to write: Email: team@moono.app Twitter: @MoonoApp Instagram: @moono.app Privacy Policy: https://moono.app/privacy Terms of Use: https://moono.app/termsofuse
Divvi
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Divvi splits the bill and then gets out of the way. Dinner, rent, a weekend trip, the shared taxi — add the expense, pick who was in, and Divvi works out who owes what. Split it equally or set custom shares. The maths is done in whole units of money, so the numbers always add up: no missing rupee, no stray cent. As people pay you back, tick them off. Each split shows what is still outstanding and what is settled, so you can see at a glance whether anything is still open. When it is done, share a receipt image. It renders as a picture, so it drops straight into WhatsApp, iMessage, Signal, or wherever the group already talks. Nobody you are splitting with has to install anything. NO ACCOUNT, NO SERVER Divvi has no sign-up, no login, and no backend. Your splits live on your iPhone. If you are signed in to iCloud, they sync privately across your own devices through your personal iCloud account — Divvi cannot read that data, and it is never sent to us. We do not run a server to send it to. This also means Divvi does not sync a split between you and the other people in it. Divvi is your own record of who owes what, not a shared group ledger. WHAT YOU GET • Equal shares on any expense, plus exact amounts and percentages with Divvi Pro • Whole-unit money maths, so totals always reconcile • Per-person settle-up tracking with a clear settled and unsettled view • A shareable receipt image — the one export, and it works everywhere • Private iCloud sync across your own devices, with no account required • Works fully offline ADS AND DIVVI PRO Divvi is free. Equal splits and up to 3 active splits at a time cost nothing, and Divvi shows a few ads: a card on the Home screen and an occasional full-screen ad at a natural pause, never while you are entering an expense. Divvi Pro is a one-time in-app purchase, not a subscription: it removes every ad and unlocks exact amounts, percentages and unlimited active splits. Or watch one short ad for a Divvi Pass, which unlocks the Pro features for 24 hours. Nothing you have already saved is ever locked. Divvi is built for iPhone.
Screenshots
Verdict
The clearest difference is ads: Moono at none against Divvi's shown. Moono also leads on device support (3 vs 1). Divvi's advantage is update cadence (fortnightly vs every 5 weeks). On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moono sells 2 in-app purchases, starting at $4.99 per year and Divvi sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Moono ships an update every 5 weeks, Divvi fortnightly. The most recent releases landed on October 23, 2026 and November 1, 2026 respectively.
| Parameter | Moono | Divvi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (18 ratings) — better | — |
| Positive reviews | 83.9% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksandr Zolotarev | Rahul M |
In-app purchases
Moono
- Annual Pro subscription3 Days trial$4.991 Year
- Moono Pro lifetime$9.99
Divvi
- Divvi Pro$19.99









