A bank vs MTB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
A bank
This mobile banking application provides access to commercial banking services nationwide. It aims to support agricultural development and SMEs by offering technology-enabled financial products and services through a multi-channel approach, including mobile banking.
- Nationwide commercial banking
- Value chain financing
- SME development support
- Financial inclusion
- Technology-enabled services
- Mobile banking app
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Ayeyawaddy Farmers Development Bank, widely known as A bank, a public company limited was formed on December 22nd, 2014 under the 3/2014 Financial Law ratified on July 30th, 2014 by the Central Bank of Myanmar. A bank is running nationwide commercial banking operations under licenses authorized by Central Bank of Myanmar. The main purpose of A bank is to bring development in agro-based industry through value chain financing i.e. increasing the access of finance at every stage of value chain starting from production to consumption. A bank also intends to support SME development and “Financial Inclusion of Unbanked Population” by delivering technology-enabled, diversified banking products and services through multi-channels approach. We have launched the A bank mBanking – mobile banking app which is a solution to enchant our valued customers. A Bank mBanking App is a mobile banking service which is available for all mobile phone devices. Our customers can download onto their mobile phones and register via nearest A bank’s Branches in order to connect their accounts with the chosen mobile number or email.
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
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MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
Screenshots
Verdict
The clearest difference is rating: MTB Pay at 4.9 against A bank's 4.6. MTB Pay also leads on review sentiment (100% vs 80%) and update cadence (every 4 months vs every 9 months). A bank's advantage is iOS requirement (12.1 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTB Pay holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 22 and 10 respectively. Written reviews point the same way: 80% of A bank's written reviews are positive against 100% of MTB Pay's.
A bank ships an update every 9 months, MTB Pay every 4 months. Both last shipped on October 24, 2026.
| Parameter | A bank | MTB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (22 ratings) | 4.9 (10 ratings) — better |
| Positive reviews | 80.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 22 — better | 10 |
| Update frequency | Every 9 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 32 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
Customer experience
A bank
MTB Pay
In-app purchases
A bank
No in-app purchases
MTB Pay
No in-app purchases
