Comparison

LendingPoint vs Faircent Double

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendingPoint

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Highlights
  • Check personal loan rates
  • Manage existing loans
  • Make loan payments
  • Update personal information
  • Track financial goals
  • Hassle-free account management
Features
Read full description

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

About

Faircent Double

Invest in loans to individuals and small businesses to earn stable, high returns. Utilize AI-driven algorithms for portfolio diversification and continuous monitoring. Re-lend your earnings to compound returns.

Highlights
  • Invest in loans to individuals and businesses
  • Earn stable and high returns
  • AI & Analytics driven diversification
  • Automated portfolio management
  • Loan portfolio monitoring and optimization
  • Compounded returns through re-lending
Features
Read full description

Through Faircent Double, you can invest in loans directly given out to India’s creditworthy individuals and small businesses, and earn stable and high returns, just like a bank. DOWNLOAD THE APP TO GET STARTED NOW! Earn high stable returns using the power of P2P lending with the Faircent App. WHY GET STARTED WITH P2P LENDING ON THE FAIRCENT DOUBLE APP? - Multiple plans to suit your financial needs - High returns with complete transparency - AI & Analytics driven unique diversification algorithms - Continuous analytics-based loan portfolio monitoring and optimization - Aggregate portfolio mix reports covering: Age, Gender. Product Mix, Collection Performance, Credit History, Education, Employment Type of Borrowers - Low correlation with the stock market and higher returns than other debt options Download the app now! HOW FAIRCENT DOUBLE OFFERS CONSISTENT AND STABLE RETURNS? - Various lenders, just like you, put their money in a lending plan of their choice selecting borrowers or borrower categories they want to fund.. - Loans are disbursed to borrowers only with a healthy credit score (rates from 10% p.a. to 36% p.a.) based on your choice of borrowers or borrower categories - Data science and algorithms automate portfolio management and optimize returns - Loans are collected back using analytics-based methods, backed by a strong collections and recovery process - The loan repayments are paid back to you based on your chosen plan. - Your money can be re-lent by you to enable it to generate compounded returns. HOW TO GET STARTED WITH P2P LENDING ON THE FAIRCENT DOUBLE APP? - Download the Faircent Double App - Complete your registration - Choose a suitable Faircent Plan to put your funds in - Add money from your bank account - Start generating high returns - Monitor your lending and re-lend to compound your returns Brought to you by FAI₹CENT - India’s leading Peer to Peer Lending ((P2P Lending) platform and first NBFC-P2P to receive a Certificate of Registration (CoR) from the RBI. Fairassets Technologies India Pvt Ltd (Faircent) is an NBFC-P2P lending platform registered with the Reserve Bank of India. It has an NBFC-P2P Certificate of Registration with the number N-14.03417 provided by the Reserve Bank of India. However, Reserve Bank does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the NBFC-P2P and does not provide any assurance for repayment of the loans lent on it * Terms of use @ https://www.faircent.in/terms-conditions Please read the terms of use thoroughly before investing. * Privacy policy @ https://www.faircent.in/privacy-policy. * Support double@faircent.in for queries related to Faircent Double support@faircent.in for other queries.

Screenshots

LendingPoint4 screens
Faircent Double4 screens

Verdict

The call

The clearest difference is review sentiment: LendingPoint at 62% against Faircent Double's 20%. LendingPoint also leads on update cadence (fortnightly vs every 3 months). Faircent Double's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LendingPoint ships an update fortnightly, Faircent Double every 3 months. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
LendingPoint versus Faircent Double: the parameters behind the verdict, then further details
ParameterLendingPointFaircent Double
PriceFreeFree
Rating4.8 (3.2K ratings) — better—
Positive reviews62.0% of reviews — better20.0% of reviews
Number of ratings3.2K — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size36 MB23 MB
Age rating4+4+
DeveloperLendingPoint LLCFairassets Technologies India Pvt. Ltd.

Customer experience

LendingPoint

All ratings3,217 ratings
Positive94.8%
Neutral1.5%
Negative3.7%
Written reviews192 reviews
Positive62.0%
Neutral3.1%
Negative34.9%

Faircent Double

Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Bugs and requests

LendingPoint

Reported bugs

3 issues
  • App freezes on contact information page
  • Unable to log in or access account
  • Inconsistent app and website functionality

Requested features

3 requests
  • Allow extra payments without issues
  • Improve app stability and user experience
  • Provide more transparency on loan details

Faircent Double

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LendingPoint

No in-app purchases

None

Faircent Double

No in-app purchases

Questions

Is LendingPoint free?
LendingPoint is free to download, with no in-app purchases.
Is Faircent Double free?
Faircent Double is free to download, with no in-app purchases.
Do LendingPoint or Faircent Double have ads?
Neither LendingPoint nor Faircent Double shows ads.
Which is updated more often, LendingPoint or Faircent Double?
LendingPoint ships an update fortnightly, and Faircent Double every 3 months. Most recently, LendingPoint was updated on October 17, 2026 and Faircent Double on October 4, 2026.

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