Comparison

LendingPoint vs Flickwheel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendingPoint

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Highlights
  • Check personal loan rates
  • Manage existing loans
  • Make loan payments
  • Update personal information
  • Track financial goals
  • Hassle-free account management
Features
Read full description

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

About

Flickwheel

Access auto repair loans and connect with vetted technicians. Get vehicle history reports, real-time repair updates, and personalized assistance from a 'FlickyFriend' to manage your car service. Play auto quizzes for rewards.

Highlights
  • Fix now, pay later auto credits
  • Access to vetted auto technicians
  • Vehicle history reports
  • Real-time auto repair updates
  • Personalized 'FlickyFriend' assistance
  • Automobile quiz games with rewards
Read full description

Flickwheel is improving vehicle roadworthiness through cutting-edge automotive and financial technologies. Flickwheel has built a robust automotive suite that provides access to an aggregated pool of vetted auto technicians, a pool of auto repair credits, vehicle history report and big auto data to aid car owners stay one step ahead of all vehicle defects WHY USE THE FLICKWHEEL APP 1. Access to quick auto credits; Fix now, pay later 2. Access to pool of vetted and credible auto technician. 3. Access to robust vehicle history report. 4. Access to a large pool of trusted auto technicians across various LGAs in your city. 5. Automated real-time auto repair updates 6. Play fun automobile quiz/games and win amazing rewards 7. Auto repair monitoring through a flickyfriend to ensure quality assurance WHO IS YOUR FLICKYFRIEND? 1. This is your personal friend that will be assigned to you once you request an auto service application and pass the verification process on the Flickwheel app. 2. They are specially trained to ensure you are getting all the assistance and help you need during your auto service process. 3. They accompany you to every visit you need to make to your auto technician. 4. In a case where you are unavailable, constant updates on the state of your vehicle and auto service process would be sent to you in real-time by your FlickyFriend. 5. They handle the disbursement of funds to your auto technician for the purchase of any auto spare part needed during the duration of your vehicle fixes. 6. To learn more about the FlickyFriend experience, please visit - https://flickwheel.tawk.help/category/flickyfriend Learn more about us, app updates offers and so much more on:- Website: www.flickwheel.com FAQs: https://flickwheel.tawk.help/ Instagram:-https://instagram.com/flickwheel Facebook:- https://web.facebook.com/Flickwheel-110393931386643 LinkedIn:- https://www.linkedin.com/company/flickwheel Twitter:- https://twitter.com/flickwheel2021

Screenshots

LendingPoint4 screens
Flickwheel4 screens

Verdict

The call

The clearest difference is rating: LendingPoint at 4.8 against Flickwheel's 3.0. LendingPoint also leads on ads (none vs shown) and ratings volume (3.2K vs 2). Flickwheel's advantage is iOS requirement (13.4 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LendingPoint holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

LendingPoint ships an update fortnightly, Flickwheel monthly. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
LendingPoint versus Flickwheel: the parameters behind the verdict, then further details
ParameterLendingPointFlickwheel
PriceFreeFree
Rating4.8 (3.2K ratings) — better3.0 (2 ratings)
Positive reviews62.0% of reviews—
Number of ratings3.2K — better2
Update frequencyFortnightly — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.113.4 — better
Further details — not scored
Size36 MB82 MB
Age rating4+4+
DeveloperLendingPoint LLCFlickwheel Limited

Customer experience

LendingPoint

All ratings3,217 ratings
Positive94.8%
Neutral1.5%
Negative3.7%
Written reviews192 reviews
Positive62.0%
Neutral3.1%
Negative34.9%

Flickwheel

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

LendingPoint

Reported bugs

3 issues
  • App freezes on contact information page
  • Unable to log in or access account
  • Inconsistent app and website functionality

Requested features

3 requests
  • Allow extra payments without issues
  • Improve app stability and user experience
  • Provide more transparency on loan details

Flickwheel

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LendingPoint

No in-app purchases

None

Flickwheel

No in-app purchases

Questions

Is LendingPoint free?
LendingPoint is free to download, with no in-app purchases.
Is Flickwheel free?
Flickwheel is free to download, with no in-app purchases.
Which has better reviews, LendingPoint or Flickwheel?
LendingPoint is rated higher. LendingPoint averages 4.8 out of 5 from 3.2K ratings, while Flickwheel averages 3.0 from 2 ratings.
Do LendingPoint or Flickwheel have ads?
Flickwheel shows ads; LendingPoint does not.
Which is updated more often, LendingPoint or Flickwheel?
LendingPoint ships an update fortnightly, and Flickwheel monthly. Most recently, LendingPoint was updated on November 3, 2026 and Flickwheel on November 3, 2026.

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