LendingPoint vs Flickwheel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendingPoint
Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.
- Check personal loan rates
- Manage existing loans
- Make loan payments
- Update personal information
- Track financial goals
- Hassle-free account management
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Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
Flickwheel
Access auto repair loans and connect with vetted technicians. Get vehicle history reports, real-time repair updates, and personalized assistance from a 'FlickyFriend' to manage your car service. Play auto quizzes for rewards.
- Fix now, pay later auto credits
- Access to vetted auto technicians
- Vehicle history reports
- Real-time auto repair updates
- Personalized 'FlickyFriend' assistance
- Automobile quiz games with rewards
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Flickwheel is improving vehicle roadworthiness through cutting-edge automotive and financial technologies. Flickwheel has built a robust automotive suite that provides access to an aggregated pool of vetted auto technicians, a pool of auto repair credits, vehicle history report and big auto data to aid car owners stay one step ahead of all vehicle defects WHY USE THE FLICKWHEEL APP 1. Access to quick auto credits; Fix now, pay later 2. Access to pool of vetted and credible auto technician. 3. Access to robust vehicle history report. 4. Access to a large pool of trusted auto technicians across various LGAs in your city. 5. Automated real-time auto repair updates 6. Play fun automobile quiz/games and win amazing rewards 7. Auto repair monitoring through a flickyfriend to ensure quality assurance WHO IS YOUR FLICKYFRIEND? 1. This is your personal friend that will be assigned to you once you request an auto service application and pass the verification process on the Flickwheel app. 2. They are specially trained to ensure you are getting all the assistance and help you need during your auto service process. 3. They accompany you to every visit you need to make to your auto technician. 4. In a case where you are unavailable, constant updates on the state of your vehicle and auto service process would be sent to you in real-time by your FlickyFriend. 5. They handle the disbursement of funds to your auto technician for the purchase of any auto spare part needed during the duration of your vehicle fixes. 6. To learn more about the FlickyFriend experience, please visit - https://flickwheel.tawk.help/category/flickyfriend Learn more about us, app updates offers and so much more on:- Website: www.flickwheel.com FAQs: https://flickwheel.tawk.help/ Instagram:-https://instagram.com/flickwheel Facebook:- https://web.facebook.com/Flickwheel-110393931386643 LinkedIn:- https://www.linkedin.com/company/flickwheel Twitter:- https://twitter.com/flickwheel2021
Screenshots
Verdict
The clearest difference is rating: LendingPoint at 4.8 against Flickwheel's 3.0. LendingPoint also leads on ads (none vs shown) and ratings volume (3.2K vs 2). Flickwheel's advantage is iOS requirement (13.4 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LendingPoint holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 2, so its average is the more settled of the two.
LendingPoint ships an update fortnightly, Flickwheel monthly. Both last shipped on November 3, 2026.
| Parameter | LendingPoint | Flickwheel |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 62.0% of reviews | — |
| Number of ratings | 3.2K — better | 2 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 13.4 — better |
| Further details — not scored | ||
| Size | 36 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | LendingPoint LLC | Flickwheel Limited |
Customer experience
LendingPoint
Flickwheel
Bugs and requests
LendingPoint
Reported bugs
3 issues- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality
Requested features
3 requests- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details
Flickwheel
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LendingPoint
No in-app purchases
Flickwheel
No in-app purchases









