LendingPoint vs Fairtabs

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

Split the bill. Keep the friends. Fairtabs is a modern bill-splitting app for trips, roommates, restaurants, and recurring household costs. Snap a receipt, split it cleanly, and settle in one tap with the wallet your friends already use. WHY FAIRTABS — Receipt OCR. Take a photo of any receipt, and we auto-fill the merchant, total, and (when itemised) the line items. Faded thermal paper, foreign-currency menus, hand-written tabs — we read what we can and let you tap to fix anything we missed. — Wallet handoffs that actually work. When it's time to settle up, tap once to open Venmo, PayPal, or Zelle with the exact amount and recipient pre-filled. Fairtabs never sees, holds, or moves your money — the payment happens entirely inside the wallet app you already trust. — Trip Stories. Every trip becomes a clean recap: who paid the most, who's settled, the timeline of the trip in expenses. The kind of thing you actually want to look back at. — Friend ledgers. One running balance per friendship — across direct expenses and shared groups. No more "wait, what about that thing from Paris three months ago?" — Recurring expenses. Rent, utilities, the streaming bundle. Set them once and let them auto-post each month. — Insights. See where the money goes — by category, by friend, by month. Built-in. Not a paywall. GENEROUS FREE TIER 100 expenses and 5 receipt scans every month, all split types (equal, %, shares, itemized), and one running balance with every friend. For most people, that's more than enough — we'll never paywall the basics of splitting a bill. Free includes the occasional in-app ad to keep the lights on. PLUS, AVAILABLE BY SUBSCRIPTION Fairtabs Plus is an optional auto-renewing subscription. Lifts the 100/month expense cap, unlocks unlimited receipt scans, adds expense search across all your tabs and a 6-month spending trend chart, and removes ads. $1.99/month or $17.99/year. Cancel anytime in your Apple ID settings. PRIVACY YOU CAN ACTUALLY READ We collect what we need to run the app and nothing else. No cross-app tracking. No selling data. Receipt OCR uses Anthropic's Claude API — images are sent for the single inference and not used for training. Full privacy policy: fairtabs.com/privacy. WHO IT'S FOR — Roommates splitting rent, utilities, and groceries — Friends on a trip splitting hotels, dinners, and rideshares — Couples sharing recurring household costs — Anyone who's tired of "you got me back, right?" We built Fairtabs because the existing options got worse, not better. We answer real emails at hello@fairtabs.com. Split the bill. Keep the friends. SUBSCRIPTION Fairtabs Plus — auto-renewing subscription. Available as Monthly ($1.99/month) or Yearly ($17.99/year). Payment is charged to your Apple ID at confirmation of purchase. Subscription automatically renews at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in iOS Settings → Subscriptions → Fairtabs Plus. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fairtabs.com/privacy.html