LendingPoint vs StackWise

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

Your next great find deserves more than a guess. Know your numbers. Build your stack. Make smart deals with confidence. Whether you’re chasing a bargain on the secondary market or pricing a deal across the counter, StackWise helps you know the numbers before money changes hands. Check precious metal prices, calculate item values any way you like, research slabbed coins, and keep your deals organized—all in one app. SPOT PRICES & CHARTS Follow gold, silver, platinum, and palladium in your preferred currency and weight unit. View daily price changes and historical charts from 7 to 90 days. CALCULATE ITEM VALUES Estimate values using spot price, purity, weight, quantity, and Percent of Spot. Choose a purity preset or enter a custom value, adjust the reference spot price, and compare a total price with the item’s metal value. SCAN GRADED COINS Scan slab labels from PCGS, NGC, CAC Grading, ICG, and ANACS to capture coin details, grades, and certification numbers. Recognition runs on your device. Review and edit recognized information, then open the grading service’s certification page. Automatic certificate-detail retrieval is available for supported ICG, CAC Grading, and ANACS records. StackWise Pro adds PCGS data retrieval using public lookup when available or your own PCGS API token. NGC certification verification opens on its website. GOLD-TO-SILVER RATIO See the current ratio, learn what it means, and compare it with default buying-preference thresholds. The ratio describes relative spot values; it does not predict future prices. SAVE DEALS & CREATE PDFs Organize items into named deals, review totals and metal weights, and print itemized deal PDFs. Saved deals remain on your device, with optional iCloud backup and restore through Pro. MARKET RESOURCES Open precious metals news, economic resources, and coin research sites in the in-app browser. START FREE Use spot prices, charts, the calculator, slab-photo recognition, certification website links, market resources, and the GSR guide with default thresholds. Save up to three deals and create deal PDFs. GO FURTHER WITH STACKWISE PRO • Unlimited saved deals. • More frequent automatic price updates while the app is active. • Automatic and manual iCloud backups of deals, settings, and PDF branding, with backup restore. • Automatic and manual PCGS coin-data lookup. • Custom deal-rating and GSR thresholds. • Deal PDF branding with your logo, business details, footer, and disclaimer. • Controls to show or hide Percent of Spot in the calculator, deals, and PDFs. PCGS details use public lookup when available. You can also connect your own PCGS API token in Settings. iCloud backups require iCloud Drive and available storage. Backups are saved snapshots, not automatic live synchronization between devices. Monthly and annual auto-renewing subscriptions are available. Current pricing is shown before purchase. Manage or cancel your subscription through your Apple Account settings. Market data, calculations, and GSR preferences are informational estimates, not investment advice or guaranteed buy/sell prices. Quotes may be delayed or unavailable. Internet access is required for new market data, online lookups, and external websites. Photo recognition may need correction and does not authenticate a coin or slab. Privacy Policy: https://stackwise-support.makerb.workers.dev/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://stackwise-support.makerb.workers.dev/