B4T vs Central Smart
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
B4T
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This app helps the collection and displays the loan installments of clients. It also sends notifications about pending and upcoming installments which helps users to collect the installment effectively and efficiently. Furthermore, it helps users to calculate EMI.
Central Smart
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Central Smart is Central Finance Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Central Finance. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Central Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Central Finance, and you need to subscribe to the Central Finance Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Central Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is update cadence: Central Smart at every 3 months against B4T's every 58 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
B4T ships an update every 58 months, Central Smart every 3 months. The most recent releases landed on September 5, 2026 and May 14, 2026 respectively.
| Parameter | B4T | Central Smart |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 58 months | Every 3 months โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 โ better | 12.2 |
| Further details โ not scored | ||
| Size | 39 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | SoAni Tech | Central Finance |
In-app purchases
B4T
No in-app purchases
Central Smart
No in-app purchases
Questions
Is B4T free?
Is Central Smart free?
Do B4T or Central Smart have ads?
Which is updated more often, B4T or Central Smart?
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