Comparison

B4T vs Central Smart

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

B4T

Features
Read full description

This app helps the collection and displays the loan installments of clients. It also sends notifications about pending and upcoming installments which helps users to collect the installment effectively and efficiently. Furthermore, it helps users to calculate EMI.

About

Central Smart

Features
Read full description

Central Smart is Central Finance Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Central Finance. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Central Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Central Finance, and you need to subscribe to the Central Finance Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Central Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

B4T4 screens
Central Smart4 screens

Verdict

The call

The clearest difference is update cadence: Central Smart at every 3 months against B4T's every 58 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

B4T ships an update every 58 months, Central Smart every 3 months. The most recent releases landed on September 5, 2026 and May 14, 2026 respectively.

Scorecard1 real difference ยท 5 level
B4T versus Central Smart: the parameters behind the verdict, then further details
ParameterB4TCentral Smart
PriceFreeFree
Update frequencyEvery 58 monthsEvery 3 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 โ€” better12.2
Further details โ€” not scored
Size39 MB64 MB
Age rating4+4+
DeveloperSoAni TechCentral Finance

In-app purchases

None

B4T

No in-app purchases

None

Central Smart

No in-app purchases

Questions

Is B4T free?
B4T is free to download, with no in-app purchases.
Is Central Smart free?
Central Smart is free to download, with no in-app purchases.
Do B4T or Central Smart have ads?
Neither B4T nor Central Smart shows ads.
Which is updated more often, B4T or Central Smart?
B4T ships an update every 58 months, and Central Smart every 3 months. Most recently, B4T was updated on September 5, 2026 and Central Smart on May 14, 2026.

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