Setlmint vs Balance Forecasting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Setlmint
Streamline your bill management by receiving, capturing, and approving invoices. This app facilitates a smooth payment process according to your organization's approval structure.
- Receive invoices from vendors
- Capture invoices via camera
- Approve invoices based on matrix
- Release payments
- Digital bill management
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Setlmint allows our customers to receive invoices from vendors, capture invoices using camera, approve invoices as per the configured approval matrix and release payments for the same.
Balance Forecasting
Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.
- Cash flow forecasting up to 30 years
- Detailed income and expense tracking
- Future transaction impact analysis
- Multiple account management
- Categorization and budgeting
- Calendar and chart visualization
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See your financial future before it happens. Balance Forecasting is a personal finance app that projects your account balance forward — day by day — so you always know if you're headed toward a shortfall before it's too late. Most budgeting apps only show you where your money went. Balance Forecasting shows you where it's going. Enter your income and recurring expenses once, and the app builds a rolling cash flow forecast for every account, so you can plan ahead with confidence instead of guessing. WHY BALANCE FORECASTING • Cash flow forecasting — see your projected balance for every day, weeks or months in advance, not just your current total • Budget tracking — set monthly budgets by category and watch your remaining balance update in real time • Recurring income & expenses — model paychecks, rent, subscriptions, loan payments and any repeating transaction with flexible schedules (daily, weekly, monthly, custom intervals) • Multiple accounts — track checking, savings and other accounts side by side, each with its own forecast • Visual charts — balance trend lines and income vs. expense bar charts make it easy to spot a low-balance month coming • Calendar view — see every upcoming transaction laid out on a calendar, so nothing catches you by surprise • Expense categories — organize spending into custom categories with budgets, colors and progress tracking • Automatic bank sync (USA) — link your bank and have new transactions matched against your forecast automatically, so you only review what doesn't line up (Pro) • PDF bank statement import — no bank link needed: upload a PDF statement and every transaction is read and reconciled against your forecast, the same way a live sync works (Pro) • Receipt scanning — scan a receipt and document intelligence extracts the merchant, amount and date, then auto-categorizes it into a ready-to-confirm expense (Pro) • Secure cloud sync — your data is protected and available wherever you sign in WHO IT'S FOR Balance Forecasting is built for anyone who wants to stop being surprised by their bank balance — freelancers and gig workers with irregular income, families managing a tight monthly budget, and anyone tired of manually doing the math on whether a big expense will cause an overdraft. Whether you're planning around a paycheck-to-paycheck budget, saving for a goal, or just want a clearer picture of your cash flow than your bank app gives you, Balance Forecasting turns your income and expenses into a forecast you can actually plan around. Download Balance Forecasting today and start seeing your balance before it happens.
Screenshots
Verdict
Setlmint and Balance Forecasting both sit at 5.0 stars, but that hides the real split: 100% of Setlmint's written reviews are positive against 47% of Balance Forecasting's. Setlmint also leads on ratings volume (3 vs 1). Balance Forecasting's advantage is update cadence (every 2 days vs every 6 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Setlmint against 5.0 for Balance Forecasting. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews are what separate them: 100% of Setlmint's written reviews are positive against 47% of Balance Forecasting's.
Setlmint ships an update every 6 weeks, Balance Forecasting every 2 days. The most recent releases landed on September 24, 2026 and October 14, 2026 respectively.
| Parameter | Setlmint | Balance Forecasting |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews — better | 47.1% of reviews |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 6 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Setlmint Technology Private Limited | Tiny Town Software, LLC |
Customer experience
Setlmint
Balance Forecasting
In-app purchases
Setlmint
No in-app purchases
Balance Forecasting
No in-app purchases
Questions
Is Setlmint free?
Is Balance Forecasting free?
Which has better reviews, Setlmint or Balance Forecasting?
Do Setlmint or Balance Forecasting have ads?
Which is updated more often, Setlmint or Balance Forecasting?
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