Comparison

Bold vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bold

This financial management app helps businesses in Latin America process payments, manage funds, and access credit. It offers POS solutions, QR code generation, payment links, and online store integrations. Users can also rentabilize sales revenue and make instant transfers.

Highlights
  • POS payment processing
  • QR code and payment link generation
  • Online store payment integrations
  • Digital account management
  • Instant money transfers
  • Debit card with no fees
  • Instant loan access
Features
Read full description

Bold es una de las plataformas financieras y de gestión más completa para negocios en Latinoamérica con más de 600 mil usuarios en Colombia y 26 mil en Perú. Aquí puedes vender, monitorear tus movimientos y rentabilizar el dinero de tus ventas de manera fácil y segura. Nuestra oferta para Perú: Cobra con nuestros POS Recibe tarjetas nacionales e internacionales de chip y sin contacto. Genera códigos QR fácil y rápido Cobra fácil con Yape, Plin y otras billeteras generando códigos QR desde tu POS o la App Bold. Crea links de pagos en minutos Vende desde donde estés creando links de pagos fácil desde tu POS o la App Bold. Nuestra oferta para Colombia: Vende mucho más Tenemos un datáfono para cada tipo de negocio QR para recibir pagos desde cualquier banco o billetera de manera segura. Links de pago para cobrar en tiempo récord desde cualquier lugar donde estés. Botón de pagos con plugins para WordPress, WooCommerce, PrestaShop, Jumpseller, Tiendanube, Sumer y Shopify o integración manual con ayuda de nuestros ingenieros. API para personalizar la experiencia de pago de tu tienda en línea, sin redireccionamiento a otras páginas y con tecnología antifraude. Gestiona todo tu dinero en un solo lugar Recibe el dinero de tus ventas muy rápido en la Cuenta Bold para administrarlo con total libertad y haz transferencias gratuitas, ilimitadas y al instante a través de Bre-B usando tus llaves. También puedes hacer recargas y pagar facturas de servicios públicos, seguridad social y administración de conjuntos. Además recibes la Tarjeta débito Bold que puedes usar sin pagar cuota de manejo y retirar dinero desde cualquier cajero sin importar la entidad. Rentabiliza el dinero de tus ventas Abre hasta 10 bolsillos en tu Cuenta digital Bold, elige el porcentaje de tus ventas que quieres debitar automáticamente para cada uno y rentabiliza en todos. Además puedes usar el dinero que hayas guardado cuando lo necesites. Accede a préstamos instantáneos Recibe créditos según tus ventas y págalos automáticamente con un porcentaje de cada venta. Siéntete libre de ser Bold Usa todos nuestros productos sin mensualidades ni contratos que te aten, solo pagas cuando vendes. Recibe respaldo cuando lo necesites Te acompañamos para que tu negocio siga funcionando sin interrupciones. Aseguramos tus ventas Contamos con certificaciones de seguridad PCI-DSS, ISO 27001, Reporte SOC2 Tipo 2, que respaldan todas nuestras operaciones. ¡Descarga la App y dale a tu negocio las herramientas que merece!

About

Expense Tracker

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

Highlights
  • AI-powered voice expense input
  • Automatic expense categorization
  • Manual expense entry
  • Customizable categories
  • Beautiful and intuitive UI/UX
  • Secure iCloud storage
  • Privacy-friendly, no login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

Screenshots

Bold4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Bold at none against Expense Tracker's 10. Bold also leads on update cadence (every 6 days vs every 2 weeks) and iOS requirement (15.0 vs 18.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month. Bold asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Bold against 4.8 for Expense Tracker. Both are backed by a comparable volume of ratings — 526 and 891 respectively. Written reviews are what separate them: 75% of Bold's written reviews are positive against 83% of Expense Tracker's.

UpkeepUpdate frequency

Bold ships an update every 6 days, Expense Tracker every 2 weeks. Both last shipped on November 7, 2026.

Scorecard4 real differences · 6 level
Bold versus Expense Tracker: the parameters behind the verdict, then further details
ParameterBoldExpense Tracker
PriceFreeFree
Rating4.9 (526 ratings) — better4.8 (891 ratings)
Positive reviews75.0% of reviews82.6% of reviews — better
Number of ratings526891 — better
Update frequencyEvery 6 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size857 MB54 MB
Age rating4+4+
DeveloperBOLD.CO S.A.S.Florian Vates

Customer experience

Bold

All ratings448 ratings
Positive96.9%
Neutral0.7%
Negative2.5%
Written reviews56 reviews
Positive75.0%
Neutral3.6%
Negative21.4%

Expense Tracker

All ratings888 ratings
Positive95.6%
Neutral1.7%
Negative2.7%
Written reviews149 reviews
Positive82.6%
Neutral6.0%
Negative11.4%

Bugs and requests

Bold

Not enough reviews yet to summarise bugs or requests.

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

In-app purchases

None

Bold

No in-app purchases

10 purchases

Expense Tracker

Subscriptions10
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 7 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year

Questions

Is Bold free?
Bold is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Bold or Expense Tracker?
Bold is rated higher. Bold averages 4.9 out of 5 from 526 ratings, while Expense Tracker averages 4.8 from 891 ratings.
Do Bold or Expense Tracker have ads?
Neither Bold nor Expense Tracker shows ads.
Which is updated more often, Bold or Expense Tracker?
Bold ships an update every 6 days, and Expense Tracker every 2 weeks. Most recently, Bold was updated on November 7, 2026 and Expense Tracker on November 7, 2026.

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