TML Remit vs SMart Remit

Transfer money home from your mobile and track easily! SEND MONEY HOME EASILY Create & Register an account with TML to start the money transfer on your phone. Send money in minutes for cash pickup and bank account. TRACK YOUR TRANSACTION HISTORY You can check your transaction history easily. With the TML® app, it is fast and easy to track your transfer any time anywhere. CHECK RATES BEFORE YOU SEND No hidden cost for you—the app shows you our fees and real-time exchange rates when you start the transfer. MANAGE YOUR RECEIVER EASILY The app remembers your receiver so that you don’t have to! Click “Manage Beneficiary” to quickly set up your regular receiver and complete your transaction in less than 5 minutes. LET US HELP YOU Face issue? Click “Customer Service”, you can contact us by phone and email. Tap “Find Us” you can locate us in MAP. For more details, visit i-tml.com. TML Remittance Center – always offer fast, safe, efficient, reliable at a reasonable competitive price. 1 The transaction may be delayed based on in certain conditions, including the amount, sent destination country, regulatory and foreign exchange issues, required receiver action(s), identification requirements, bank operation time, AML Compliance requirement, differences in time zones, or selection of delayed options. More restrictions may apply. Please check Terms and Conditions for more details. 2 TML makes money from currency exchange. When choosing a transaction service, please compare transaction fees and exchange rates. Fees and foreign exchange rates may differ by brand, channel, and location based on few factors. Fees and rates subject to change without notice. Subject to applicable taxes (if any).

Easily, safely, and securely send money overseas with SMart Remit, a signature brand of Suria Muhabat Sdn Bhd. We offer a fast, convenient, and practical way for sending money internationally. Our Mobile App makes your experience of sending money a breeze with our great FX rates, low service fee and no hidden charges. SMart Remit features the following services: - Send money to Beneficiary’s bank account in the designated countries - Currency converter to check on the conversion rate before sending money - Real Time viewing on rates - Transparent publishing of service fee – depending on corridor - Payment through Financial Process Exchange (FPX) gateway - Real Time tracking of your transactions - View transactions history - Prompt notifications on the activity via sms and email - Manage beneficiaries - Manage your information Simple steps to get started: 1. Register or sign up for SMart Remit and get verified at any Suria Muhabat Sdn Bhd branches by providing your original ID. 2. Once done and upon your account activation, you can start using SMart Remit. Simple steps to send money using SMart Remit 1. Choose or add beneficiaries 2. Set up a transfer by calculating the amount you wish to send 3. Make payment through FPX maintain with your bank in Malaysia How to check FX rates with our currency converter With the currency converter built into our app, you can check at anytime and anywhere the exchange rate of the designated country. Enter the desired amount into the currency converter, choose your destination, and we'll show you precisely how much you'll pay. No more complicated methods to send money overseas. Sign Up Now No sign-up fee and available 24/7, 365 days. Download the app now and enjoy the delightful experience. For any enquiries, please call us at 03-89452270 or write to customercare@suriamuhabat.com.my