Comparison

kiple vs SMart Remit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

kiple

Manage your finances with a secure e-wallet offering a larger wallet size and biometric login. Perform various transactions like payments, reloads, and remittances, and use a prepaid card for online/offline shopping and ATM withdrawals.

Highlights
  • Increased wallet size (up to RM30,000)
  • Secure biometric login
  • Remittance services
  • Mobile reloads and bill payments
  • QR transactions
  • Kiple Visa Prepaid Card for shopping and ATM withdrawals
Read full description

Kiple is your digital partner for financial empowerment, designed to make managing money easier, safer, and more inclusive. With a sleek new design, an increased wallet size of up to RM30,000, and secure biometric login, the Kiple e-Wallet offers a smarter way to pay, save, and disburse funds. Enjoy a full suite of convenient features including remittance, mobile reloads, bill payments, QR transactions, and more—all in one app. Plus, with the Kiple Visa Prepaid Card, you can shop online or in-store, and even perform ATM withdrawals locally and abroad, giving you greater access and flexibility wherever you go. Kiple empowers individuals and businesses to take control of their finances with security, convenience, and innovation at the core. Kiplepay Sdn Bhd is a licensed e-money operator, regulated by Bank Negara Malaysia. Find out more at: https://www.kiple.com

About

SMart Remit

Features
Read full description

Easily, safely, and securely send money overseas with SMart Remit, a signature brand of Suria Muhabat Sdn Bhd. We offer a fast, convenient, and practical way for sending money internationally. Our Mobile App makes your experience of sending money a breeze with our great FX rates, low service fee and no hidden charges. SMart Remit features the following services: - Send money to Beneficiary’s bank account in the designated countries - Currency converter to check on the conversion rate before sending money - Real Time viewing on rates - Transparent publishing of service fee – depending on corridor - Payment through Financial Process Exchange (FPX) gateway - Real Time tracking of your transactions - View transactions history - Prompt notifications on the activity via sms and email - Manage beneficiaries - Manage your information Simple steps to get started: 1. Register or sign up for SMart Remit and get verified at any Suria Muhabat Sdn Bhd branches by providing your original ID. 2. Once done and upon your account activation, you can start using SMart Remit. Simple steps to send money using SMart Remit 1. Choose or add beneficiaries 2. Set up a transfer by calculating the amount you wish to send 3. Make payment through FPX maintain with your bank in Malaysia How to check FX rates with our currency converter With the currency converter built into our app, you can check at anytime and anywhere the exchange rate of the designated country. Enter the desired amount into the currency converter, choose your destination, and we'll show you precisely how much you'll pay. No more complicated methods to send money overseas. Sign Up Now No sign-up fee and available 24/7, 365 days. Download the app now and enjoy the delightful experience. For any enquiries, please call us at 03-89452270 or write to customercare@suriamuhabat.com.my

Screenshots

kiple4 screens
SMart Remit4 screens

Verdict

The call

The clearest difference is update cadence: kiple at every 2 weeks against SMart Remit's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

kiple ships an update every 2 weeks, SMart Remit every 6 weeks. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

Scorecard1 real difference · 9 level
kiple versus SMart Remit: the parameters behind the verdict, then further details
ParameterkipleSMart Remit
PriceFreeFree
Rating3.0 (4 ratings) — better—
Positive reviews23.1% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size132 MB37 MB
Age rating4+4+
DeveloperKiplepay Sdn. Bhd.SURIA MUHABAT SDN. BHD.

In-app purchases

None

kiple

No in-app purchases

None

SMart Remit

No in-app purchases

Questions

Is kiple free?
kiple is free to download, with no in-app purchases.
Is SMart Remit free?
SMart Remit is free to download, with no in-app purchases.
Do kiple or SMart Remit have ads?
Neither kiple nor SMart Remit shows ads.
Which is updated more often, kiple or SMart Remit?
kiple ships an update every 2 weeks, and SMart Remit every 6 weeks. Most recently, kiple was updated on October 16, 2026 and SMart Remit on October 2, 2026.

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