Comparison

kiple vs HSBC Malaysia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

kiple

Manage your finances with a secure e-wallet offering a larger wallet size and biometric login. Perform various transactions like payments, reloads, and remittances, and use a prepaid card for online/offline shopping and ATM withdrawals.

Highlights
  • Increased wallet size (up to RM30,000)
  • Secure biometric login
  • Remittance services
  • Mobile reloads and bill payments
  • QR transactions
  • Kiple Visa Prepaid Card for shopping and ATM withdrawals
Read full description

Kiple is your digital partner for financial empowerment, designed to make managing money easier, safer, and more inclusive. With a sleek new design, an increased wallet size of up to RM30,000, and secure biometric login, the Kiple e-Wallet offers a smarter way to pay, save, and disburse funds. Enjoy a full suite of convenient features including remittance, mobile reloads, bill payments, QR transactions, and more—all in one app. Plus, with the Kiple Visa Prepaid Card, you can shop online or in-store, and even perform ATM withdrawals locally and abroad, giving you greater access and flexibility wherever you go. Kiple empowers individuals and businesses to take control of their finances with security, convenience, and innovation at the core. Kiplepay Sdn Bhd is a licensed e-money operator, regulated by Bank Negara Malaysia. Find out more at: https://www.kiple.com

About

HSBC Malaysia

Manage your finances 24/7 with this secure mobile banking app. Access digital wealth solutions, everyday banking features, and credit card management tools. Open accounts, make transfers, pay bills, and track investments all from your phone.

Highlights
  • Digital account opening
  • Investment account opening
  • Local and foreign transfers
  • Bill payments via JomPAY
  • Credit card management
  • Digital wealth solutions
  • Mobile Security Key authentication
Features
Read full description

Download HSBC Malaysia Mobile Banking app now to enjoy digital banking 24/7! If you need help applying for your account, understanding our products and its terms and conditions, you can visit any of our branches for assistance. Designed for HSBC Malaysia customers, you can enjoy a secure and convenient mobile banking experience with: Digital wealth solutions • Digital Investment Account Opening - Open unit trust and bonds/Sukuk investment account. • EZInvest - Start investing with flexible investment options and lower fees. • Risk Profile Questionnaire - View/update your Investment Risk Profile. • Personal wealth planner - View your investments with breakdowns of your portfolio holdings and wealth insights for better investment decisions. • Insurance dashboard - View insurance policy details, premium payment information and benefits summary for HSBC-Allianz policies. • FX on Mobile - Exchange foreign currency, set up rate alert, receive notification when target rate is met and access trends and insights. Everyday banking features • Digital account opening - Open a Savings account with mobile banking registration. • Secured mobile banking - Verify transactions with Mobile Security Key and biometric authentication. • Secure Logon - Approve Online Banking Logon by QR Code and 6 unique digits. • eStatement - View/download your digital statements up to 12 months. • View your accounts - View your accounts with real time credit card transactions. • Move Money - Make local/foreign transfers instantly, future dated or recurring, including DuitNow via account number, proxy or QR code. • JomPAY - Make bill payments with JomPAY. • Global Money Transfer - Send money to over 50 countries/territories in their local currencies faster with lower fee. • 3D Secure Mobile Approval - Approve online transactions made with your HSBC Credit Card/-i and Debit Card/-i. • Push Notification - Receive notifications to keep track of your banking activities. • Travel Care - Purchase a travel insurance with your HSBC debit/credit card. • Mobile Chat - Chat with us when you need help. • Optimised for accessibility. Credit card features • Rewards redemption - Redeem HSBC TravelOne credit card points for airline miles and hotel stays. • Cash Instalment Plan - Convert your available credit card limit into cash and pay at affordable instalments. • Balance Conversion Plan - Split your credit card spending into instalment payment plans. • Block/Unblock - Temporarily block/unblock your credit card if you have lost or misplaced it. • Wallet Provisioning - Authenticate provisioning of credit card on digital wallets. • Card Activation and Set PIN - Activate and set/change your Credit Card/-i PIN. Important information: This App is designed for use in Malaysia. The products and services represented within this App are intended for HSBC Bank Malaysia Berhad (“HSBC Malaysia”) and HSBC Amanah Malaysia Berhad (“HSBC Amanah”) customers. This App is provided by HSBC Malaysia and HSBC Amanah for the use of existing customers of HSBC Malaysia and HSBC Amanah. Please do not download this App if you are not an existing customer of HSBC Malaysia and HSBC Amanah. HSBC Malaysia and HSBC Amanah are authorised and regulated in Malaysia by Bank Negara Malaysia. If you are outside of Malaysia, we may not be authorised to offer or provide you with the products and services available through this App in the country you are located or resident in. The information provided through the App is not intended for use by persons located in or resident in jurisdictions where the distribution of such material may be considered marketing or promotional and where that activity is restricted. This App is not intended for distribution, download or use by any person in any jurisdiction or country where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

Screenshots

kiple4 screens
HSBC Malaysia4 screens

Verdict

The call

The clearest difference is rating: HSBC Malaysia at 4.8 against kiple's 3.0. HSBC Malaysia also leads on review sentiment (49% vs 23%) and ratings volume (1.1K vs 4). kiple's advantage is update cadence (every 2 weeks vs monthly) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBC Malaysia holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: HSBC Malaysia has 1.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 23% of kiple's written reviews are positive against 49% of HSBC Malaysia's.

UpkeepUpdate frequency

kiple ships an update every 2 weeks, HSBC Malaysia monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
kiple versus HSBC Malaysia: the parameters behind the verdict, then further details
ParameterkipleHSBC Malaysia
PriceFreeFree
Rating3.0 (4 ratings)4.8 (1.1K ratings) — better
Positive reviews23.1% of reviews48.5% of reviews — better
Number of ratings41.1K — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size132 MB625 MB
Age rating4+4+
DeveloperKiplepay Sdn. Bhd.HSBC Global Services (UK) Limited

Customer experience

kiple

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews52 reviews
Positive23.1%
Neutral0.0%
Negative76.9%

HSBC Malaysia

All ratings1,061 ratings
Positive96.1%
Neutral1.1%
Negative2.7%
Written reviews167 reviews
Positive48.5%
Neutral7.8%
Negative43.7%

Bugs and requests

kiple

Not enough reviews yet to summarise bugs or requests.

HSBC Malaysia

Reported bugs

3 issues
  • Login screen issues
  • App crashes
  • Transfer errors

Requested features

3 requests
  • Ability to add new payees
  • Interbank transfer functionality
  • Replication of website features

In-app purchases

None

kiple

No in-app purchases

None

HSBC Malaysia

No in-app purchases

Questions

Is kiple free?
kiple is free to download, with no in-app purchases.
Is HSBC Malaysia free?
HSBC Malaysia is free to download, with no in-app purchases.
Which has better reviews, kiple or HSBC Malaysia?
HSBC Malaysia is rated higher. kiple averages 3.0 out of 5 from 4 ratings, while HSBC Malaysia averages 4.8 from 1.1K ratings.
Do kiple or HSBC Malaysia have ads?
Neither kiple nor HSBC Malaysia shows ads.
Which is updated more often, kiple or HSBC Malaysia?
kiple ships an update every 2 weeks, and HSBC Malaysia monthly. Most recently, kiple was updated on November 2, 2026 and HSBC Malaysia on November 3, 2026.

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