kiple vs GXBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
kiple
This digital wallet simplifies financial management with features like bill payments, mobile reloads, and QR transactions. It offers a secure way to pay, save, and disburse funds, with an increased wallet size and a prepaid card for wider spending options.
- Increased wallet size up to RM30,000
- Secure biometric login
- Remittance and mobile reloads
- Bill payments and QR transactions
- Kiple Visa Prepaid Card for shopping and ATM withdrawals
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Kiple is your digital partner for financial empowerment, designed to make managing money easier, safer, and more inclusive. With a sleek new design, an increased wallet size of up to RM30,000, and secure biometric login, the Kiple e-Wallet offers a smarter way to pay, save, and disburse funds. Enjoy a full suite of convenient features including remittance, mobile reloads, bill payments, QR transactions, and more—all in one app. Plus, with the Kiple Visa Prepaid Card, you can shop online or in-store, and even perform ATM withdrawals locally and abroad, giving you greater access and flexibility wherever you go. Kiple empowers individuals and businesses to take control of their finances with security, convenience, and innovation at the core. Kiplepay Sdn Bhd is a licensed e-money operator, regulated by Bank Negara Malaysia. Find out more at: https://www.kiple.com
GXBank
Open personal and business accounts digitally in minutes. Access instant loans up to RM300,000, earn interest on savings, and manage spending with features like in-app insurance renewal and cashback. Enjoy secure login and instant account control.
- Digital account opening
- Instant loans up to RM300,000
- Earn interest on savings
- In-app insurance renewal
- 1% cashback on overseas payments
- Secure login and transaction approval
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Open a personal and business account in minutes without branch visits. Borrow up to RM300,000 in minutes and get cash instantly. PERSONAL BANKING • FlexiCredit: Apply and get a credit limit of up to RM150,000 at no cost. Drawdown cash instantly into your GX Account when you need. • Bonus Pockets: Earn up to 3.80% p.a. on your savings up to RM50,000 BUSINESS BANKING • GX Biz FlexiLoan: Apply and get a business loan of up to RM350,000. Flexible repayments from 2 to 36 months. • GX Biz Account: Open your business account in minutes. Earn 2.50% p.a. daily interest on your business deposits. SMARTER SPENDING • Road-Trip Ready: Renew car insurance & road tax in-app with just 3 taps. • Travel Protected: Get insurance covering everything from flight delays to scuba diving. • GX Card: Enjoy unlimited 1% cashback on all your overseas in-store payments with zero markups, plus earn 1x GrabCoins when you pay at Jaya Grocer stores with your physical card. • Grab User?: Earn 0.5x GrabCoins when you top up or transact on the Grab app with your linked GX Account. PEACE OF MIND, BUILT-IN. • Secure Login: Access your account with your Face ID or fingerprint. • Instant Control: Freeze your card or lock your account instantly, 24/7. • One-Tap Verification: Securely approve all transactions with GXsecure. Terms and conditions apply. Visit www.gxbank.my for more information. GXBank is a member of Perbadanan Insurans Deposit Malaysia. Deposits are protected by PIDM up to RM250,000 for each depositor. Minimum device requirements: - iOS version 15 and above
Screenshots
Verdict
The clearest difference is rating: GXBank at 4.6 against kiple's 3.0. GXBank also leads on review sentiment (55% vs 23%). kiple's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GXBank holds the better App Store score, 4.6 against 3.0. Both are backed by a comparable volume of ratings — 4 and 11 respectively. Written reviews point the same way: 23% of kiple's written reviews are positive against 55% of GXBank's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | kiple | GXBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 4.6 (11 ratings) — better |
| Positive reviews | 23.1% of reviews | 54.5% of reviews — better |
| Number of ratings | 4 | 11 — better |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 129 MB | 133 MB |
| Age rating | 4+ | 4+ |
| Developer | Kiplepay Sdn. Bhd. | GX Bank Berhad |
Customer experience
kiple
GXBank
In-app purchases
kiple
No in-app purchases
GXBank
No in-app purchases
